A study on the determinants of Malaysian banks’ profitability / Sharifah Mastura Syed Mohsin
The aim of this study is to determine the pattern of bank characteristic (internal) and macroeconomic (external) determinants on the profitability of Malaysian banks. Internal determinants include bank size, capital adequacy ratio, liquidity, asset quality, and expenses management; while the externa...
| Main Author: | |
|---|---|
| Format: | Student Project |
| Language: | English |
| Published: |
2015
|
| Subjects: | |
| Online Access: | https://ir.uitm.edu.my/id/eprint/30774/ |
| _version_ | 1848807584728875008 |
|---|---|
| author | Syed Mohsin, Sharifah Mastura |
| author_facet | Syed Mohsin, Sharifah Mastura |
| author_sort | Syed Mohsin, Sharifah Mastura |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | The aim of this study is to determine the pattern of bank characteristic (internal) and macroeconomic (external) determinants on the profitability of Malaysian banks. Internal determinants include bank size, capital adequacy ratio, liquidity, asset quality, and expenses management; while the external determinants comprise of gross domestic product (GDP), inflation, money supply, and competition. Secondary data was collected mostly from Bank Negara Malaysia (BNM) Catalogue which consists of both conventional and Islamic banks together in a single data set from year 2007 to 2013. The financial ratios technique was applied to calculate on these variables and Ordinary Least Square (OLS) method was used to run the regression model. The estimation result shows that liquidity is the only variable that is significant but negatively influences the banks’ profitability. For future studies, it is recommended that more sample size and determinant factors can be included in determining the factor on bank profitability. |
| first_indexed | 2025-11-14T22:45:09Z |
| format | Student Project |
| id | uitm-30774 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:45:09Z |
| publishDate | 2015 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-307742020-07-15T05:03:09Z https://ir.uitm.edu.my/id/eprint/30774/ A study on the determinants of Malaysian banks’ profitability / Sharifah Mastura Syed Mohsin Syed Mohsin, Sharifah Mastura Macroeconomics Banking Financial management. Business finance. Corporation finance The aim of this study is to determine the pattern of bank characteristic (internal) and macroeconomic (external) determinants on the profitability of Malaysian banks. Internal determinants include bank size, capital adequacy ratio, liquidity, asset quality, and expenses management; while the external determinants comprise of gross domestic product (GDP), inflation, money supply, and competition. Secondary data was collected mostly from Bank Negara Malaysia (BNM) Catalogue which consists of both conventional and Islamic banks together in a single data set from year 2007 to 2013. The financial ratios technique was applied to calculate on these variables and Ordinary Least Square (OLS) method was used to run the regression model. The estimation result shows that liquidity is the only variable that is significant but negatively influences the banks’ profitability. For future studies, it is recommended that more sample size and determinant factors can be included in determining the factor on bank profitability. 2015 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/30774/1/30774.pdf Syed Mohsin, Sharifah Mastura (2015) A study on the determinants of Malaysian banks’ profitability / Sharifah Mastura Syed Mohsin. (2015) [Student Project] <http://terminalib.uitm.edu.my/30774.pdf> (Unpublished) |
| spellingShingle | Macroeconomics Banking Financial management. Business finance. Corporation finance Syed Mohsin, Sharifah Mastura A study on the determinants of Malaysian banks’ profitability / Sharifah Mastura Syed Mohsin |
| title | A study on the determinants of Malaysian banks’ profitability / Sharifah Mastura Syed Mohsin |
| title_full | A study on the determinants of Malaysian banks’ profitability / Sharifah Mastura Syed Mohsin |
| title_fullStr | A study on the determinants of Malaysian banks’ profitability / Sharifah Mastura Syed Mohsin |
| title_full_unstemmed | A study on the determinants of Malaysian banks’ profitability / Sharifah Mastura Syed Mohsin |
| title_short | A study on the determinants of Malaysian banks’ profitability / Sharifah Mastura Syed Mohsin |
| title_sort | study on the determinants of malaysian banks’ profitability / sharifah mastura syed mohsin |
| topic | Macroeconomics Banking Financial management. Business finance. Corporation finance |
| url | https://ir.uitm.edu.my/id/eprint/30774/ |