Factors that influencing default loan repayment among micro-entrepreneurs / Siti Noor Hidayuu Kamalrulzaman, Wei-Loon Koe and Shafinar Ismail
The expansion of Microfinance Institutions (MFIs) has experienced high growth and the implication is that increased competition could lead to a higher incidence of default. Since the borrower responsible for their own individual loan either in group lending and individual lending, intention are the...
| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
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Universiti Teknologi MARA, Cawangan Melaka
2017
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| Online Access: | https://ir.uitm.edu.my/id/eprint/29956/ |
| _version_ | 1848807373024526336 |
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| author | Kamalrulzaman, Siti Noor Hidayuu Loon Koe, Wei Ismail, Shafinar |
| author_facet | Kamalrulzaman, Siti Noor Hidayuu Loon Koe, Wei Ismail, Shafinar |
| author_sort | Kamalrulzaman, Siti Noor Hidayuu |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | The expansion of Microfinance Institutions (MFIs) has experienced high growth and the implication is that increased competition could lead to a higher incidence of default. Since the borrower responsible for their own individual loan either in group lending and individual lending, intention are the best predictor as indications of a person’s readiness to perform a specific behaviour. This study will identify the factors that causes from MFIs expansion such as motivation for future loan, family business capital, and self-efficacy towards double dipping that influence default loan repayment intention. The Theory of Planned Behavior is used as the focal theory. The empirical results of this study will assist in policy development eventually affects the sustainability capacity of MFIs. |
| first_indexed | 2025-11-14T22:41:47Z |
| format | Article |
| id | uitm-29956 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:41:47Z |
| publishDate | 2017 |
| publisher | Universiti Teknologi MARA, Cawangan Melaka |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-299562025-05-02T04:13:17Z https://ir.uitm.edu.my/id/eprint/29956/ Factors that influencing default loan repayment among micro-entrepreneurs / Siti Noor Hidayuu Kamalrulzaman, Wei-Loon Koe and Shafinar Ismail ajobss Kamalrulzaman, Siti Noor Hidayuu Loon Koe, Wei Ismail, Shafinar Commercial credit. Commercial loans. Credit management Financial management. Business finance. Corporation finance The expansion of Microfinance Institutions (MFIs) has experienced high growth and the implication is that increased competition could lead to a higher incidence of default. Since the borrower responsible for their own individual loan either in group lending and individual lending, intention are the best predictor as indications of a person’s readiness to perform a specific behaviour. This study will identify the factors that causes from MFIs expansion such as motivation for future loan, family business capital, and self-efficacy towards double dipping that influence default loan repayment intention. The Theory of Planned Behavior is used as the focal theory. The empirical results of this study will assist in policy development eventually affects the sustainability capacity of MFIs. Universiti Teknologi MARA, Cawangan Melaka 2017-10 Article NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/29956/1/29956.pdf Kamalrulzaman, Siti Noor Hidayuu and Loon Koe, Wei and Ismail, Shafinar (2017) Factors that influencing default loan repayment among micro-entrepreneurs / Siti Noor Hidayuu Kamalrulzaman, Wei-Loon Koe and Shafinar Ismail. (2017) Academic Journal of Business and Social Sciences (AJoBSS) <https://ir.uitm.edu.my/view/publication/Academic_Journal_of_Business_and_Social_Sciences_=28AJoBSS=29.html>, 1 (1): 2. pp. 1-12. ISSN 2590-440X http://publication.melaka.uitm.edu.my/index.php/ajobss/article/view/3 |
| spellingShingle | Commercial credit. Commercial loans. Credit management Financial management. Business finance. Corporation finance Kamalrulzaman, Siti Noor Hidayuu Loon Koe, Wei Ismail, Shafinar Factors that influencing default loan repayment among micro-entrepreneurs / Siti Noor Hidayuu Kamalrulzaman, Wei-Loon Koe and Shafinar Ismail |
| title | Factors that influencing default loan repayment among micro-entrepreneurs / Siti Noor Hidayuu Kamalrulzaman, Wei-Loon Koe and Shafinar Ismail |
| title_full | Factors that influencing default loan repayment among micro-entrepreneurs / Siti Noor Hidayuu Kamalrulzaman, Wei-Loon Koe and Shafinar Ismail |
| title_fullStr | Factors that influencing default loan repayment among micro-entrepreneurs / Siti Noor Hidayuu Kamalrulzaman, Wei-Loon Koe and Shafinar Ismail |
| title_full_unstemmed | Factors that influencing default loan repayment among micro-entrepreneurs / Siti Noor Hidayuu Kamalrulzaman, Wei-Loon Koe and Shafinar Ismail |
| title_short | Factors that influencing default loan repayment among micro-entrepreneurs / Siti Noor Hidayuu Kamalrulzaman, Wei-Loon Koe and Shafinar Ismail |
| title_sort | factors that influencing default loan repayment among micro-entrepreneurs / siti noor hidayuu kamalrulzaman, wei-loon koe and shafinar ismail |
| topic | Commercial credit. Commercial loans. Credit management Financial management. Business finance. Corporation finance |
| url | https://ir.uitm.edu.my/id/eprint/29956/ https://ir.uitm.edu.my/id/eprint/29956/ |