Islamic banks’ fee income, characteristics and risk: Panel data analysis evidence from Indonesia / Siti Sarah Mat Isa, Masturah Ma’in and Azlina Hanif.
One of the non-operating income in Islamic banking operation, which is fee income has become progressively vital in expanding their income to counter decreasing net earnings due to rivalry from other financial competitors. However, it is important for Islamic banks to find out any potential risk tha...
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| Format: | Article |
| Language: | English |
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Universit Teknologi MARA Cawangan Selangor
2018
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| Online Access: | https://ir.uitm.edu.my/id/eprint/29344/ |
| _version_ | 1848807211364515840 |
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| author | Mat Isa, Siti Sarah Ma’in, Masturah Hanif, Azlina |
| author_facet | Mat Isa, Siti Sarah Ma’in, Masturah Hanif, Azlina |
| author_sort | Mat Isa, Siti Sarah |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | One of the non-operating income in Islamic banking operation, which is fee income has become progressively vital in expanding their income to counter decreasing net earnings due to rivalry from other financial competitors. However, it is important for Islamic banks to find out any potential risk that will distress their performance due to this activity. This is because, mixed results on this issue derived from the previous studies especially in the Western context such as in the US, Germany and other European countries. Using Indonesian Islamic bank’s quarter data between 2009 and 2013, this study adopts the panel data regression analysis to examine the relationship between Indonesian Islamic banks fee income and risk. The empirical results signified that fee income activities able to reduce Indonesian Islamic bank’s risk. |
| first_indexed | 2025-11-14T22:39:13Z |
| format | Article |
| id | uitm-29344 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:39:13Z |
| publishDate | 2018 |
| publisher | Universit Teknologi MARA Cawangan Selangor |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-293442020-04-08T13:11:19Z https://ir.uitm.edu.my/id/eprint/29344/ Islamic banks’ fee income, characteristics and risk: Panel data analysis evidence from Indonesia / Siti Sarah Mat Isa, Masturah Ma’in and Azlina Hanif. jeeir Mat Isa, Siti Sarah Ma’in, Masturah Hanif, Azlina Banking Malaysia One of the non-operating income in Islamic banking operation, which is fee income has become progressively vital in expanding their income to counter decreasing net earnings due to rivalry from other financial competitors. However, it is important for Islamic banks to find out any potential risk that will distress their performance due to this activity. This is because, mixed results on this issue derived from the previous studies especially in the Western context such as in the US, Germany and other European countries. Using Indonesian Islamic bank’s quarter data between 2009 and 2013, this study adopts the panel data regression analysis to examine the relationship between Indonesian Islamic banks fee income and risk. The empirical results signified that fee income activities able to reduce Indonesian Islamic bank’s risk. Universit Teknologi MARA Cawangan Selangor 2018-01-31 Article PeerReviewed text en https://ir.uitm.edu.my/id/eprint/29344/1/AJ_SITI%20SARAH%20MAT%20ISA%20JEEIR%20B%2018.pdf Mat Isa, Siti Sarah and Ma’in, Masturah and Hanif, Azlina (2018) Islamic banks’ fee income, characteristics and risk: Panel data analysis evidence from Indonesia / Siti Sarah Mat Isa, Masturah Ma’in and Azlina Hanif. (2018) Journal of Emerging Economies and Islamic Research (JEEIR) <https://ir.uitm.edu.my/view/publication/Journal_of_Emerging_Economies_and_Islamic_Research_=28JEEIR=29.html>, 6 (1). pp. 1-10. ISSN 2289-2559 https://journal.uitm.edu.my/ojs/index.php/JEEIR/ |
| spellingShingle | Banking Malaysia Mat Isa, Siti Sarah Ma’in, Masturah Hanif, Azlina Islamic banks’ fee income, characteristics and risk: Panel data analysis evidence from Indonesia / Siti Sarah Mat Isa, Masturah Ma’in and Azlina Hanif. |
| title | Islamic banks’ fee income, characteristics and risk: Panel data analysis evidence from Indonesia / Siti Sarah Mat Isa, Masturah Ma’in and Azlina Hanif. |
| title_full | Islamic banks’ fee income, characteristics and risk: Panel data analysis evidence from Indonesia / Siti Sarah Mat Isa, Masturah Ma’in and Azlina Hanif. |
| title_fullStr | Islamic banks’ fee income, characteristics and risk: Panel data analysis evidence from Indonesia / Siti Sarah Mat Isa, Masturah Ma’in and Azlina Hanif. |
| title_full_unstemmed | Islamic banks’ fee income, characteristics and risk: Panel data analysis evidence from Indonesia / Siti Sarah Mat Isa, Masturah Ma’in and Azlina Hanif. |
| title_short | Islamic banks’ fee income, characteristics and risk: Panel data analysis evidence from Indonesia / Siti Sarah Mat Isa, Masturah Ma’in and Azlina Hanif. |
| title_sort | islamic banks’ fee income, characteristics and risk: panel data analysis evidence from indonesia / siti sarah mat isa, masturah ma’in and azlina hanif. |
| topic | Banking Malaysia |
| url | https://ir.uitm.edu.my/id/eprint/29344/ https://ir.uitm.edu.my/id/eprint/29344/ |