A study on macroeconomic variables affecting household debt in Malaysia / Siti Norsakinah Ajis
This study is conducted to identify the relationship between macroeconomics variables which are House Price Index (HPI), Interest Rate (INT), Gross Domestic Product (GDP), and unemployment rate (UR) towards the Household Debt (HD) in Malaysia. The quarterly data of dependent and independent variable...
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| Format: | Student Project |
| Language: | English |
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Faculty of Business and Management
2020
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| Online Access: | https://ir.uitm.edu.my/id/eprint/28572/ |
| _version_ | 1848807075099967488 |
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| author | Ajis, Siti Norsakinah |
| author_facet | Ajis, Siti Norsakinah |
| author_sort | Ajis, Siti Norsakinah |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | This study is conducted to identify the relationship between macroeconomics variables which are House Price Index (HPI), Interest Rate (INT), Gross Domestic Product (GDP), and unemployment rate (UR) towards the Household Debt (HD) in Malaysia. The quarterly data of dependent and independent variables was collected started from Q1 2008 until Q4 2018 from Thomson Reuters, National Property Information Centre (NAPIC), Tradingeconomics.Com and Bank for International Settlements. The results further our understanding regarding on the relationship between macroeconomics variables towards the Household Debt in Malaysia. In Multiple Linear Regression (MLR), the study found that Interest Rate (INT) and unemployment rate (UR) have significant negative relationship towards Household Debt (HD). On the other hand, House Price Index (HPI) and Gross Domestic Product (GDP) shows significant positive relationship with Household Debt (HD). |
| first_indexed | 2025-11-14T22:37:03Z |
| format | Student Project |
| id | uitm-28572 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:37:03Z |
| publishDate | 2020 |
| publisher | Faculty of Business and Management |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-285722020-03-11T09:29:20Z https://ir.uitm.edu.my/id/eprint/28572/ A study on macroeconomic variables affecting household debt in Malaysia / Siti Norsakinah Ajis Ajis, Siti Norsakinah Macroeconomics Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product HG Finance Credit. Debt. Loans This study is conducted to identify the relationship between macroeconomics variables which are House Price Index (HPI), Interest Rate (INT), Gross Domestic Product (GDP), and unemployment rate (UR) towards the Household Debt (HD) in Malaysia. The quarterly data of dependent and independent variables was collected started from Q1 2008 until Q4 2018 from Thomson Reuters, National Property Information Centre (NAPIC), Tradingeconomics.Com and Bank for International Settlements. The results further our understanding regarding on the relationship between macroeconomics variables towards the Household Debt in Malaysia. In Multiple Linear Regression (MLR), the study found that Interest Rate (INT) and unemployment rate (UR) have significant negative relationship towards Household Debt (HD). On the other hand, House Price Index (HPI) and Gross Domestic Product (GDP) shows significant positive relationship with Household Debt (HD). Faculty of Business and Management 2020 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/28572/1/PPb_SITI%20NORSAKINAH%20AJIS%20BM%20M%2020_5.pdf Ajis, Siti Norsakinah (2020) A study on macroeconomic variables affecting household debt in Malaysia / Siti Norsakinah Ajis. (2020) [Student Project] <http://terminalib.uitm.edu.my/28572.pdf> (Unpublished) |
| spellingShingle | Macroeconomics Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product HG Finance Credit. Debt. Loans Ajis, Siti Norsakinah A study on macroeconomic variables affecting household debt in Malaysia / Siti Norsakinah Ajis |
| title | A study on macroeconomic variables affecting household debt in Malaysia / Siti Norsakinah Ajis |
| title_full | A study on macroeconomic variables affecting household debt in Malaysia / Siti Norsakinah Ajis |
| title_fullStr | A study on macroeconomic variables affecting household debt in Malaysia / Siti Norsakinah Ajis |
| title_full_unstemmed | A study on macroeconomic variables affecting household debt in Malaysia / Siti Norsakinah Ajis |
| title_short | A study on macroeconomic variables affecting household debt in Malaysia / Siti Norsakinah Ajis |
| title_sort | study on macroeconomic variables affecting household debt in malaysia / siti norsakinah ajis |
| topic | Macroeconomics Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product HG Finance Credit. Debt. Loans |
| url | https://ir.uitm.edu.my/id/eprint/28572/ |