Factors affecting personal bankruptcy in Malaysia / Amira Izzati Zulkifle

This study is to determine the Factors affects Personal Bankruptcy rates in Malaysia. There are five independent variables that have been select for this research. The independent variables are unemployment rate (UNR), non-performing loan (NPL), gross national income (GNI), household debt (HHD) and...

Full description

Bibliographic Details
Main Author: Zulkifle, Amira Izzati
Format: Student Project
Language:English
Published: Faculty of Business and Management 2019
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/28482/
_version_ 1848807050916659200
author Zulkifle, Amira Izzati
author_facet Zulkifle, Amira Izzati
author_sort Zulkifle, Amira Izzati
building UiTM Institutional Repository
collection Online Access
description This study is to determine the Factors affects Personal Bankruptcy rates in Malaysia. There are five independent variables that have been select for this research. The independent variables are unemployment rate (UNR), non-performing loan (NPL), gross national income (GNI), household debt (HHD) and divorce rate (DVR). This study use the yearly data from 1985 until 2018 which total number of observation is 34 sample. Multiple linear regression model is applied to study the relationship between explanatory variables and explained variable. In this study, the results show two independent variables are significant, unemployment rate and divorce rate that influencing to Personal Bankruptcy rates in Malaysia except for non-performing loan, gross national income and household debt.
first_indexed 2025-11-14T22:36:40Z
format Student Project
id uitm-28482
institution Universiti Teknologi MARA
institution_category Local University
language English
last_indexed 2025-11-14T22:36:40Z
publishDate 2019
publisher Faculty of Business and Management
recordtype eprints
repository_type Digital Repository
spelling uitm-284822020-02-28T08:05:11Z https://ir.uitm.edu.my/id/eprint/28482/ Factors affecting personal bankruptcy in Malaysia / Amira Izzati Zulkifle Zulkifle, Amira Izzati HG Finance Personal finance. Financial literacy Credit. Debt. Loans This study is to determine the Factors affects Personal Bankruptcy rates in Malaysia. There are five independent variables that have been select for this research. The independent variables are unemployment rate (UNR), non-performing loan (NPL), gross national income (GNI), household debt (HHD) and divorce rate (DVR). This study use the yearly data from 1985 until 2018 which total number of observation is 34 sample. Multiple linear regression model is applied to study the relationship between explanatory variables and explained variable. In this study, the results show two independent variables are significant, unemployment rate and divorce rate that influencing to Personal Bankruptcy rates in Malaysia except for non-performing loan, gross national income and household debt. Faculty of Business and Management 2019 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/28482/1/PPb_AMIRA%20IZZATI%20ZULKIFLE%20BM%20M%2019_5.pdf Zulkifle, Amira Izzati (2019) Factors affecting personal bankruptcy in Malaysia / Amira Izzati Zulkifle. (2019) [Student Project] <http://terminalib.uitm.edu.my/28482.pdf> (Unpublished)
spellingShingle HG Finance
Personal finance. Financial literacy
Credit. Debt. Loans
Zulkifle, Amira Izzati
Factors affecting personal bankruptcy in Malaysia / Amira Izzati Zulkifle
title Factors affecting personal bankruptcy in Malaysia / Amira Izzati Zulkifle
title_full Factors affecting personal bankruptcy in Malaysia / Amira Izzati Zulkifle
title_fullStr Factors affecting personal bankruptcy in Malaysia / Amira Izzati Zulkifle
title_full_unstemmed Factors affecting personal bankruptcy in Malaysia / Amira Izzati Zulkifle
title_short Factors affecting personal bankruptcy in Malaysia / Amira Izzati Zulkifle
title_sort factors affecting personal bankruptcy in malaysia / amira izzati zulkifle
topic HG Finance
Personal finance. Financial literacy
Credit. Debt. Loans
url https://ir.uitm.edu.my/id/eprint/28482/