Determinants of saving behavior among self-employed individual / Mohd Huzeer Mohamad Zaid and Fatin Nabila Abdul Rashid
Savings play an important role in economic development. Growth theories have shown that savings is a necessary ingredient to finance investment which will enhance a country’s productivity. The purpose of this study is to investigate the determinants of saving behavior among self-employed individuals...
| Main Authors: | , |
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| Format: | Student Project |
| Language: | English |
| Published: |
Faculty of Business and Management
2014
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| Subjects: | |
| Online Access: | https://ir.uitm.edu.my/id/eprint/25468/ |
| _version_ | 1848806265788039168 |
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| author | Mohamad Zaid, Mohd Huzeer Abdul Rashid, Fatin Nabila |
| author_facet | Mohamad Zaid, Mohd Huzeer Abdul Rashid, Fatin Nabila |
| author_sort | Mohamad Zaid, Mohd Huzeer |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | Savings play an important role in economic development. Growth theories have shown that savings is a necessary ingredient to finance investment which will enhance a country’s productivity. The purpose of this study is to investigate the determinants of saving behavior among self-employed individuals. The factors are deriving from saving behavior, financial stress and financial management. The study follows descriptive research using survey methods. A set of questionnaires with four (4) point likert scale was developed and 100 questionnaires were distributed to all self-employed individuals. Frequency distribution, reliability test, correlation analysis and regression analysis has been chosen as the method to find the result. The findings indicate that a financial management is the most determinants that influence the saving behavior than financial stress. |
| first_indexed | 2025-11-14T22:24:11Z |
| format | Student Project |
| id | uitm-25468 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:24:11Z |
| publishDate | 2014 |
| publisher | Faculty of Business and Management |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-254682019-11-18T04:03:30Z https://ir.uitm.edu.my/id/eprint/25468/ Determinants of saving behavior among self-employed individual / Mohd Huzeer Mohamad Zaid and Fatin Nabila Abdul Rashid Mohamad Zaid, Mohd Huzeer Abdul Rashid, Fatin Nabila HG Finance Personal finance. Financial literacy Savings play an important role in economic development. Growth theories have shown that savings is a necessary ingredient to finance investment which will enhance a country’s productivity. The purpose of this study is to investigate the determinants of saving behavior among self-employed individuals. The factors are deriving from saving behavior, financial stress and financial management. The study follows descriptive research using survey methods. A set of questionnaires with four (4) point likert scale was developed and 100 questionnaires were distributed to all self-employed individuals. Frequency distribution, reliability test, correlation analysis and regression analysis has been chosen as the method to find the result. The findings indicate that a financial management is the most determinants that influence the saving behavior than financial stress. Faculty of Business and Management 2014 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/25468/1/PPb_MOHD%20HUZEER%20MOHAMAD%20ZAID%20BM%20M%2014_5.pdf Mohamad Zaid, Mohd Huzeer and Abdul Rashid, Fatin Nabila (2014) Determinants of saving behavior among self-employed individual / Mohd Huzeer Mohamad Zaid and Fatin Nabila Abdul Rashid. (2014) [Student Project] <http://terminalib.uitm.edu.my/25468.pdf> (Unpublished) |
| spellingShingle | HG Finance Personal finance. Financial literacy Mohamad Zaid, Mohd Huzeer Abdul Rashid, Fatin Nabila Determinants of saving behavior among self-employed individual / Mohd Huzeer Mohamad Zaid and Fatin Nabila Abdul Rashid |
| title | Determinants of saving behavior among self-employed individual / Mohd Huzeer Mohamad Zaid and Fatin Nabila Abdul Rashid |
| title_full | Determinants of saving behavior among self-employed individual / Mohd Huzeer Mohamad Zaid and Fatin Nabila Abdul Rashid |
| title_fullStr | Determinants of saving behavior among self-employed individual / Mohd Huzeer Mohamad Zaid and Fatin Nabila Abdul Rashid |
| title_full_unstemmed | Determinants of saving behavior among self-employed individual / Mohd Huzeer Mohamad Zaid and Fatin Nabila Abdul Rashid |
| title_short | Determinants of saving behavior among self-employed individual / Mohd Huzeer Mohamad Zaid and Fatin Nabila Abdul Rashid |
| title_sort | determinants of saving behavior among self-employed individual / mohd huzeer mohamad zaid and fatin nabila abdul rashid |
| topic | HG Finance Personal finance. Financial literacy |
| url | https://ir.uitm.edu.my/id/eprint/25468/ |