Internal factors affecting Islamic banks profitability in Malaysia / Muhammad Syazwan Mohd Zulbahrin
This paper is aims to investigate the internal factors that affect Islamic Banks' profitability in Malaysia. This study shall focus on seven local Islamic commercial banks in Malaysia taken from the list of Islamic banks provided by Bank Negara Malaysia. The internal factors taken into conside...
| Main Author: | |
|---|---|
| Format: | Student Project |
| Language: | English |
| Published: |
Faculty of Business Management
2018
|
| Subjects: | |
| Online Access: | https://ir.uitm.edu.my/id/eprint/25404/ |
| _version_ | 1848806248185593856 |
|---|---|
| author | Mohd Zulbahrin, Muhammad Syazwan |
| author_facet | Mohd Zulbahrin, Muhammad Syazwan |
| author_sort | Mohd Zulbahrin, Muhammad Syazwan |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | This paper is aims to investigate the internal factors that affect Islamic Banks' profitability in Malaysia. This study shall focus on seven local Islamic commercial banks in Malaysia taken from the list of Islamic banks provided by Bank Negara Malaysia. The internal factors taken into consideration of which may affect banks' profitability shall be observed closely. The dependent variable in this study is Islamic banks' profitability, measured by Return on Assets (ROA). Four selected independent variables in this study are size of banks (SIZE), capital adequacy ratio (CA) and financing/loan ratio (FIN) anci deposit ratio (DEP). The data from the sample of nine Islamic banks are pooled for six years (2011-2016). The data used in this research is quantitative secondary data and is a panel data structure. In addition, the research was conducted using panel least squares method to generate result for this study. Previous studies have had mixed results though samples were different. This research however, has found that CA has a significant negative relationship with ROA while DEP, FIN, and SIZE all have an insignificant positive relationship return on assets. The result obtained for CA indicates that, an increase in CA would cause a decrease in ROA. |
| first_indexed | 2025-11-14T22:23:54Z |
| format | Student Project |
| id | uitm-25404 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:23:54Z |
| publishDate | 2018 |
| publisher | Faculty of Business Management |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-254042019-12-06T01:41:07Z https://ir.uitm.edu.my/id/eprint/25404/ Internal factors affecting Islamic banks profitability in Malaysia / Muhammad Syazwan Mohd Zulbahrin Mohd Zulbahrin, Muhammad Syazwan Profits. Corporate profits This paper is aims to investigate the internal factors that affect Islamic Banks' profitability in Malaysia. This study shall focus on seven local Islamic commercial banks in Malaysia taken from the list of Islamic banks provided by Bank Negara Malaysia. The internal factors taken into consideration of which may affect banks' profitability shall be observed closely. The dependent variable in this study is Islamic banks' profitability, measured by Return on Assets (ROA). Four selected independent variables in this study are size of banks (SIZE), capital adequacy ratio (CA) and financing/loan ratio (FIN) anci deposit ratio (DEP). The data from the sample of nine Islamic banks are pooled for six years (2011-2016). The data used in this research is quantitative secondary data and is a panel data structure. In addition, the research was conducted using panel least squares method to generate result for this study. Previous studies have had mixed results though samples were different. This research however, has found that CA has a significant negative relationship with ROA while DEP, FIN, and SIZE all have an insignificant positive relationship return on assets. The result obtained for CA indicates that, an increase in CA would cause a decrease in ROA. Faculty of Business Management 2018 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/25404/2/PPb_MUHAMMAD%20SYAZWAN%20MOHD%20ZULBAHRIN%20BM%20J%2018_5.pdf Mohd Zulbahrin, Muhammad Syazwan (2018) Internal factors affecting Islamic banks profitability in Malaysia / Muhammad Syazwan Mohd Zulbahrin. (2018) [Student Project] (Unpublished) |
| spellingShingle | Profits. Corporate profits Mohd Zulbahrin, Muhammad Syazwan Internal factors affecting Islamic banks profitability in Malaysia / Muhammad Syazwan Mohd Zulbahrin |
| title | Internal factors affecting Islamic banks profitability
in Malaysia / Muhammad Syazwan Mohd
Zulbahrin |
| title_full | Internal factors affecting Islamic banks profitability
in Malaysia / Muhammad Syazwan Mohd
Zulbahrin |
| title_fullStr | Internal factors affecting Islamic banks profitability
in Malaysia / Muhammad Syazwan Mohd
Zulbahrin |
| title_full_unstemmed | Internal factors affecting Islamic banks profitability
in Malaysia / Muhammad Syazwan Mohd
Zulbahrin |
| title_short | Internal factors affecting Islamic banks profitability
in Malaysia / Muhammad Syazwan Mohd
Zulbahrin |
| title_sort | internal factors affecting islamic banks profitability
in malaysia / muhammad syazwan mohd
zulbahrin |
| topic | Profits. Corporate profits |
| url | https://ir.uitm.edu.my/id/eprint/25404/ |