Factors that affect the usage of internet banking in Selangor / Katijah Mohamad Zubir

Technological developments, specifically in the area of telecommunications and information technology, transform the banking industry. One part of this which is growing rapidly is Internet banking. In Malaysia, the usage of Internet banking, which started about 14 years ago, has been well accepted b...

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Main Author: Mohamad Zubir, Katijah
Format: Student Project
Language:English
Published: Faculty of Business and Management 2015
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/25063/
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author Mohamad Zubir, Katijah
author_facet Mohamad Zubir, Katijah
author_sort Mohamad Zubir, Katijah
building UiTM Institutional Repository
collection Online Access
description Technological developments, specifically in the area of telecommunications and information technology, transform the banking industry. One part of this which is growing rapidly is Internet banking. In Malaysia, the usage of Internet banking, which started about 14 years ago, has been well accepted by consumers. For banking industry, Internet banking acts as a vital strategy for banks and financial institutions to keep customer loyalty and remain competitive. However, several risks arise by using internet can also affect customer’s adoption of Internet banking. This research was concentrated on the factors that affect the usage of Internet banking and was carried out at Selangor arrears, specifically in Shah Alam, Klang, Petaling Jaya and Subang Jaya, which focused on the users of Internet banking. This research also looked at several factors that can affect the usage of Internet banking which include convenience, Internet access, perceived risks, and demographic characteristic. This is an exploratory research and 200 questionnaire surveys were distributed to the Internet banking users. The Findings reveal that convenience, perceived risks, and demographic characteristic have an impact on the usage of Internet banking in Selangor. The results also reveal that consumers in the young age and female are more likely to use the Internet banking. The results of this research will give benefits to the banks and financial institutions to implement efficient service to increase the rate of Internet banking user, increase their competitive advantage, and boost revenues. Furthermore, this research will provides useful information for future researchers who observe the links between customers’ decision making and Internet banking.
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spelling uitm-250632019-09-05T01:53:53Z https://ir.uitm.edu.my/id/eprint/25063/ Factors that affect the usage of internet banking in Selangor / Katijah Mohamad Zubir Mohamad Zubir, Katijah Banking Computer networks. Electronic information resources . Including the Internet Technological developments, specifically in the area of telecommunications and information technology, transform the banking industry. One part of this which is growing rapidly is Internet banking. In Malaysia, the usage of Internet banking, which started about 14 years ago, has been well accepted by consumers. For banking industry, Internet banking acts as a vital strategy for banks and financial institutions to keep customer loyalty and remain competitive. However, several risks arise by using internet can also affect customer’s adoption of Internet banking. This research was concentrated on the factors that affect the usage of Internet banking and was carried out at Selangor arrears, specifically in Shah Alam, Klang, Petaling Jaya and Subang Jaya, which focused on the users of Internet banking. This research also looked at several factors that can affect the usage of Internet banking which include convenience, Internet access, perceived risks, and demographic characteristic. This is an exploratory research and 200 questionnaire surveys were distributed to the Internet banking users. The Findings reveal that convenience, perceived risks, and demographic characteristic have an impact on the usage of Internet banking in Selangor. The results also reveal that consumers in the young age and female are more likely to use the Internet banking. The results of this research will give benefits to the banks and financial institutions to implement efficient service to increase the rate of Internet banking user, increase their competitive advantage, and boost revenues. Furthermore, this research will provides useful information for future researchers who observe the links between customers’ decision making and Internet banking. Faculty of Business and Management 2015 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/25063/1/PPb_KATIJAH%20MOHAMAD%20ZUBIR%20M%20BM%2015_5.pdf Mohamad Zubir, Katijah (2015) Factors that affect the usage of internet banking in Selangor / Katijah Mohamad Zubir. (2015) [Student Project] <http://terminalib.uitm.edu.my/25063.pdf> (Unpublished)
spellingShingle Banking
Computer networks. Electronic information resources . Including the Internet
Mohamad Zubir, Katijah
Factors that affect the usage of internet banking in Selangor / Katijah Mohamad Zubir
title Factors that affect the usage of internet banking in Selangor / Katijah Mohamad Zubir
title_full Factors that affect the usage of internet banking in Selangor / Katijah Mohamad Zubir
title_fullStr Factors that affect the usage of internet banking in Selangor / Katijah Mohamad Zubir
title_full_unstemmed Factors that affect the usage of internet banking in Selangor / Katijah Mohamad Zubir
title_short Factors that affect the usage of internet banking in Selangor / Katijah Mohamad Zubir
title_sort factors that affect the usage of internet banking in selangor / katijah mohamad zubir
topic Banking
Computer networks. Electronic information resources . Including the Internet
url https://ir.uitm.edu.my/id/eprint/25063/