Factors influencing awareness of private sector servants towards the retirement planning / Atiqah Aminuddin @ Sahar and Raffael Rezza Ruzlan
This paper is aimed to investigate the factors that influence the awareness of private sector servants towards the retirement planning. The factors that influenced the awareness of private sector servants towards retirement planning are future time perspective, financial knowledge and financial risk...
| Main Authors: | , |
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| Format: | Student Project |
| Language: | English |
| Published: |
Faculty of Business and Management
2014
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| Subjects: | |
| Online Access: | https://ir.uitm.edu.my/id/eprint/24764/ |
| _version_ | 1848806078440013824 |
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| author | Aminuddin @ Sahar, Atiqah Ruzlan, Raffael Rezza |
| author_facet | Aminuddin @ Sahar, Atiqah Ruzlan, Raffael Rezza |
| author_sort | Aminuddin @ Sahar, Atiqah |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | This paper is aimed to investigate the factors that influence the awareness of private sector servants towards the retirement planning. The factors that influenced the awareness of private sector servants towards retirement planning are future time perspective, financial knowledge and financial risk tolerance. The first objective of this study is to identify the relationship between the future time perspectives, financial knowledge and financial risk tolerance with awareness of private sector servants towards the retirement planning. Next, the purpose is to identify the most significant factors that influence the awareness of private sector servants towards the retirement planning. Primary data of this study is by distribute the questionnaire. In gathering the data, 200 set of questionnaire is distributed to private sector servants, but only 194 answered questionnaires are returned back. The reliability test, descriptive analysis, Pearson’s correlation and regression method are used for the data analysis. The Person’s correlation is used to find the significant relationship between those variables, while regression method is used to find the most significant variable. The findings show that only two variables managed to have significant result towards the dependent variable which is awareness of private sector servants towards the retirement planning and can be used in making prediction in this study. It is concluded that financial risk tolerance is the most significant factor that influence awareness of private sector servants towards the retirement planning. And it is recommended that future research on similar topic that focus on rural area or another urban area should be conducted. |
| first_indexed | 2025-11-14T22:21:12Z |
| format | Student Project |
| id | uitm-24764 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:21:12Z |
| publishDate | 2014 |
| publisher | Faculty of Business and Management |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-247642019-07-19T03:27:43Z https://ir.uitm.edu.my/id/eprint/24764/ Factors influencing awareness of private sector servants towards the retirement planning / Atiqah Aminuddin @ Sahar and Raffael Rezza Ruzlan Aminuddin @ Sahar, Atiqah Ruzlan, Raffael Rezza Awareness Personal finance. Financial literacy Retirement. Retirement industry. Retirees This paper is aimed to investigate the factors that influence the awareness of private sector servants towards the retirement planning. The factors that influenced the awareness of private sector servants towards retirement planning are future time perspective, financial knowledge and financial risk tolerance. The first objective of this study is to identify the relationship between the future time perspectives, financial knowledge and financial risk tolerance with awareness of private sector servants towards the retirement planning. Next, the purpose is to identify the most significant factors that influence the awareness of private sector servants towards the retirement planning. Primary data of this study is by distribute the questionnaire. In gathering the data, 200 set of questionnaire is distributed to private sector servants, but only 194 answered questionnaires are returned back. The reliability test, descriptive analysis, Pearson’s correlation and regression method are used for the data analysis. The Person’s correlation is used to find the significant relationship between those variables, while regression method is used to find the most significant variable. The findings show that only two variables managed to have significant result towards the dependent variable which is awareness of private sector servants towards the retirement planning and can be used in making prediction in this study. It is concluded that financial risk tolerance is the most significant factor that influence awareness of private sector servants towards the retirement planning. And it is recommended that future research on similar topic that focus on rural area or another urban area should be conducted. Faculty of Business and Management 2014 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/24764/1/PPb_ATIQAH%20AMINUDDIN%20%40%20SAHAR%20M%20BM%2014_5.pdf Aminuddin @ Sahar, Atiqah and Ruzlan, Raffael Rezza (2014) Factors influencing awareness of private sector servants towards the retirement planning / Atiqah Aminuddin @ Sahar and Raffael Rezza Ruzlan. (2014) [Student Project] <http://terminalib.uitm.edu.my/24764.pdf> (Unpublished) |
| spellingShingle | Awareness Personal finance. Financial literacy Retirement. Retirement industry. Retirees Aminuddin @ Sahar, Atiqah Ruzlan, Raffael Rezza Factors influencing awareness of private sector servants towards the retirement planning / Atiqah Aminuddin @ Sahar and Raffael Rezza Ruzlan |
| title | Factors influencing awareness of private sector servants towards the retirement planning / Atiqah Aminuddin @ Sahar and Raffael Rezza Ruzlan |
| title_full | Factors influencing awareness of private sector servants towards the retirement planning / Atiqah Aminuddin @ Sahar and Raffael Rezza Ruzlan |
| title_fullStr | Factors influencing awareness of private sector servants towards the retirement planning / Atiqah Aminuddin @ Sahar and Raffael Rezza Ruzlan |
| title_full_unstemmed | Factors influencing awareness of private sector servants towards the retirement planning / Atiqah Aminuddin @ Sahar and Raffael Rezza Ruzlan |
| title_short | Factors influencing awareness of private sector servants towards the retirement planning / Atiqah Aminuddin @ Sahar and Raffael Rezza Ruzlan |
| title_sort | factors influencing awareness of private sector servants towards the retirement planning / atiqah aminuddin @ sahar and raffael rezza ruzlan |
| topic | Awareness Personal finance. Financial literacy Retirement. Retirement industry. Retirees |
| url | https://ir.uitm.edu.my/id/eprint/24764/ |