Determinants of Bank Kerjasama Rakyat Malaysia Berhad profitability / Anis Hafizah Zainal ‘Amini

The research studies on the determinants of Bank Kerjasama Rakyat Malaysia Berhad profitability. This study basically focuses on the relationship of internal variables with bank’s profitability. There are three internal variables which are chosen in this study namely total loan, total deposit and to...

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Main Author: Zainal ‘Amini, Anis Hafizah
Format: Student Project
Language:English
Published: Faculty of Business and Management 2012
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/24740/
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author Zainal ‘Amini, Anis Hafizah
author_facet Zainal ‘Amini, Anis Hafizah
author_sort Zainal ‘Amini, Anis Hafizah
building UiTM Institutional Repository
collection Online Access
description The research studies on the determinants of Bank Kerjasama Rakyat Malaysia Berhad profitability. This study basically focuses on the relationship of internal variables with bank’s profitability. There are three internal variables which are chosen in this study namely total loan, total deposit and total expenditure. The objective of this study is to determine the relationship between total loans, total deposits and total expenditure towards bank’s profit. The data period cover from April 2007 until December 2010 (45 months), retrieved from bank’s monthly balance sheet and profit loss statements. The Multiple Linear Regression (MLR) Model is used to investigate the relationship between all independent variables with dependent variables. The result of the study obtained only two of the variables is significant which is total loans and total expenditure. As quoted by Sudin Haron (2004), his study finds that internal factors such as liquidity, total expenditures, funds invested Islamic securities, and the percentage of the profit-sharing ratio between the bank and the borrower of funds are highly correlated with the level of total income received by the Islamic banks. His findings where total deposits from customer is not significant with profitability results the same in this research.
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spelling uitm-247402019-07-19T03:48:22Z https://ir.uitm.edu.my/id/eprint/24740/ Determinants of Bank Kerjasama Rakyat Malaysia Berhad profitability / Anis Hafizah Zainal ‘Amini Zainal ‘Amini, Anis Hafizah Banking Bank accounts. Bank deposits. Deposit banking Profits. Corporate profits The research studies on the determinants of Bank Kerjasama Rakyat Malaysia Berhad profitability. This study basically focuses on the relationship of internal variables with bank’s profitability. There are three internal variables which are chosen in this study namely total loan, total deposit and total expenditure. The objective of this study is to determine the relationship between total loans, total deposits and total expenditure towards bank’s profit. The data period cover from April 2007 until December 2010 (45 months), retrieved from bank’s monthly balance sheet and profit loss statements. The Multiple Linear Regression (MLR) Model is used to investigate the relationship between all independent variables with dependent variables. The result of the study obtained only two of the variables is significant which is total loans and total expenditure. As quoted by Sudin Haron (2004), his study finds that internal factors such as liquidity, total expenditures, funds invested Islamic securities, and the percentage of the profit-sharing ratio between the bank and the borrower of funds are highly correlated with the level of total income received by the Islamic banks. His findings where total deposits from customer is not significant with profitability results the same in this research. Faculty of Business and Management 2012 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/24740/1/PPb_ANIS%20HAFIZAH%20ZAINAL%20%E2%80%98AMINI%20M%20BM%2012_5.pdf Zainal ‘Amini, Anis Hafizah (2012) Determinants of Bank Kerjasama Rakyat Malaysia Berhad profitability / Anis Hafizah Zainal ‘Amini. (2012) [Student Project] <http://terminalib.uitm.edu.my/24740.pdf> (Unpublished)
spellingShingle Banking
Bank accounts. Bank deposits. Deposit banking
Profits. Corporate profits
Zainal ‘Amini, Anis Hafizah
Determinants of Bank Kerjasama Rakyat Malaysia Berhad profitability / Anis Hafizah Zainal ‘Amini
title Determinants of Bank Kerjasama Rakyat Malaysia Berhad profitability / Anis Hafizah Zainal ‘Amini
title_full Determinants of Bank Kerjasama Rakyat Malaysia Berhad profitability / Anis Hafizah Zainal ‘Amini
title_fullStr Determinants of Bank Kerjasama Rakyat Malaysia Berhad profitability / Anis Hafizah Zainal ‘Amini
title_full_unstemmed Determinants of Bank Kerjasama Rakyat Malaysia Berhad profitability / Anis Hafizah Zainal ‘Amini
title_short Determinants of Bank Kerjasama Rakyat Malaysia Berhad profitability / Anis Hafizah Zainal ‘Amini
title_sort determinants of bank kerjasama rakyat malaysia berhad profitability / anis hafizah zainal ‘amini
topic Banking
Bank accounts. Bank deposits. Deposit banking
Profits. Corporate profits
url https://ir.uitm.edu.my/id/eprint/24740/