Factors affecting financial planning among young employees / Aishah Abu Samah

Financial planning advice is becoming a mandatory for all Malaysians. This is to ensure that they have a better standard of living presently, or in future. Having a adequate education about financials management is important as it able the employees to know, monitor, and effectively use financial re...

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Bibliographic Details
Main Author: Abu Samah, Aishah
Format: Student Project
Language:English
Published: Faculty of Business and Management 2015
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/24646/
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author Abu Samah, Aishah
author_facet Abu Samah, Aishah
author_sort Abu Samah, Aishah
building UiTM Institutional Repository
collection Online Access
description Financial planning advice is becoming a mandatory for all Malaysians. This is to ensure that they have a better standard of living presently, or in future. Having a adequate education about financials management is important as it able the employees to know, monitor, and effectively use financial resources to enhance the well-being and economic security of an individual, his family, and their business. So to be financially literate becomes important from the initial stages of one’s career. But due to some personal or professional hindrances they become financially illiterate. This paper examines about three factors that might affect the financial planning among young employees. The three factors are attitude, commitment and personal income. Result of this study indicates that attitude plays a very crucial role to employees to do financial planning. Attitude is reflecting how employees aware and act regarding to manage their money. Credit cards, car loans and study loan are the example that Malaysians have to pay.
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spelling uitm-246462019-07-19T07:57:17Z https://ir.uitm.edu.my/id/eprint/24646/ Factors affecting financial planning among young employees / Aishah Abu Samah Abu Samah, Aishah HG Finance Personal finance. Financial literacy Attitude Financial planning advice is becoming a mandatory for all Malaysians. This is to ensure that they have a better standard of living presently, or in future. Having a adequate education about financials management is important as it able the employees to know, monitor, and effectively use financial resources to enhance the well-being and economic security of an individual, his family, and their business. So to be financially literate becomes important from the initial stages of one’s career. But due to some personal or professional hindrances they become financially illiterate. This paper examines about three factors that might affect the financial planning among young employees. The three factors are attitude, commitment and personal income. Result of this study indicates that attitude plays a very crucial role to employees to do financial planning. Attitude is reflecting how employees aware and act regarding to manage their money. Credit cards, car loans and study loan are the example that Malaysians have to pay. Faculty of Business and Management 2015 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/24646/1/PPb_AISHAH%20ABU%20SAMAH%20M%20BM%2015_5.pdf Abu Samah, Aishah (2015) Factors affecting financial planning among young employees / Aishah Abu Samah. (2015) [Student Project] <http://terminalib.uitm.edu.my/24646.pdf> (Unpublished)
spellingShingle HG Finance
Personal finance. Financial literacy
Attitude
Abu Samah, Aishah
Factors affecting financial planning among young employees / Aishah Abu Samah
title Factors affecting financial planning among young employees / Aishah Abu Samah
title_full Factors affecting financial planning among young employees / Aishah Abu Samah
title_fullStr Factors affecting financial planning among young employees / Aishah Abu Samah
title_full_unstemmed Factors affecting financial planning among young employees / Aishah Abu Samah
title_short Factors affecting financial planning among young employees / Aishah Abu Samah
title_sort factors affecting financial planning among young employees / aishah abu samah
topic HG Finance
Personal finance. Financial literacy
Attitude
url https://ir.uitm.edu.my/id/eprint/24646/