Factors affecting bankruptcy in Malaysia / Syammeera Khaleesa Khalid and Zarul Imran Zulkifli

Personal bankruptcy is one of the main concerns by the policy maker in nowadays. The reason being is the increasing trend of bankruptcy in Malaysia will essentially became a stumbling block for Malaysia to become a “high-income status nation” by 2020. Unfortunately, the problem of bankruptcy is stil...

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Main Authors: Khalid, Syammeera Khaleesa, Zulkifli, Zarul Imran
Format: Student Project
Language:English
Published: Faculty of Business and Management 2019
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/23603/
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author Khalid, Syammeera Khaleesa
Zulkifli, Zarul Imran
author_facet Khalid, Syammeera Khaleesa
Zulkifli, Zarul Imran
author_sort Khalid, Syammeera Khaleesa
building UiTM Institutional Repository
collection Online Access
description Personal bankruptcy is one of the main concerns by the policy maker in nowadays. The reason being is the increasing trend of bankruptcy in Malaysia will essentially became a stumbling block for Malaysia to become a “high-income status nation” by 2020. Unfortunately, the problem of bankruptcy is still increasing from year to year and this has raised the interest to study what is some of the possible relevant factors that lead to the bankruptcy. The purpose of this study is to investigate the impact of divorce rate, gross net income, lending rate, total public debt and unemployment rate on bankruptcy. This study used 30 yearly data for observations which is from 1985 until 2014. The method used for this study is Multiple Linear Regressions. This study used E-Views software in order to run all the data collected to test and analyses the results for discussions. In this study, the results show all these independent variables are significant except for marital status/ divorce rate. Based on previous studies, mostly agree that divorce rate, gross net income, lending rate, total public debt and unemployment rate plays their own roles in determined the conditions of bankruptcy.
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spelling uitm-236032019-03-29T01:25:56Z https://ir.uitm.edu.my/id/eprint/23603/ Factors affecting bankruptcy in Malaysia / Syammeera Khaleesa Khalid and Zarul Imran Zulkifli Khalid, Syammeera Khaleesa Zulkifli, Zarul Imran HG Finance Personal finance. Financial literacy Personal bankruptcy is one of the main concerns by the policy maker in nowadays. The reason being is the increasing trend of bankruptcy in Malaysia will essentially became a stumbling block for Malaysia to become a “high-income status nation” by 2020. Unfortunately, the problem of bankruptcy is still increasing from year to year and this has raised the interest to study what is some of the possible relevant factors that lead to the bankruptcy. The purpose of this study is to investigate the impact of divorce rate, gross net income, lending rate, total public debt and unemployment rate on bankruptcy. This study used 30 yearly data for observations which is from 1985 until 2014. The method used for this study is Multiple Linear Regressions. This study used E-Views software in order to run all the data collected to test and analyses the results for discussions. In this study, the results show all these independent variables are significant except for marital status/ divorce rate. Based on previous studies, mostly agree that divorce rate, gross net income, lending rate, total public debt and unemployment rate plays their own roles in determined the conditions of bankruptcy. Faculty of Business and Management 2019 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/23603/1/PPb_SYAMMEERA%20KHALEESA%20KHALID%20M%20BM%2019_5.pdf Khalid, Syammeera Khaleesa and Zulkifli, Zarul Imran (2019) Factors affecting bankruptcy in Malaysia / Syammeera Khaleesa Khalid and Zarul Imran Zulkifli. (2019) [Student Project] <http://terminalib.uitm.edu.my/23603.pdf> (Unpublished)
spellingShingle HG Finance
Personal finance. Financial literacy
Khalid, Syammeera Khaleesa
Zulkifli, Zarul Imran
Factors affecting bankruptcy in Malaysia / Syammeera Khaleesa Khalid and Zarul Imran Zulkifli
title Factors affecting bankruptcy in Malaysia / Syammeera Khaleesa Khalid and Zarul Imran Zulkifli
title_full Factors affecting bankruptcy in Malaysia / Syammeera Khaleesa Khalid and Zarul Imran Zulkifli
title_fullStr Factors affecting bankruptcy in Malaysia / Syammeera Khaleesa Khalid and Zarul Imran Zulkifli
title_full_unstemmed Factors affecting bankruptcy in Malaysia / Syammeera Khaleesa Khalid and Zarul Imran Zulkifli
title_short Factors affecting bankruptcy in Malaysia / Syammeera Khaleesa Khalid and Zarul Imran Zulkifli
title_sort factors affecting bankruptcy in malaysia / syammeera khaleesa khalid and zarul imran zulkifli
topic HG Finance
Personal finance. Financial literacy
url https://ir.uitm.edu.my/id/eprint/23603/