The determinants of credit risk of 9 selected banks listed on Bursa Malaysia /Nur Afiqah Ridzuan
The aim of this study is to investigate the determinants of credit risk of 9 selected banks listed on Bursa Malaysia. 9 financial report of the banks listed on Bursa Malaysia were used to analyse for 14 years (2004 -2017). Pooled OLS Regression Model has been selected to investigate the relationship...
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| Format: | Student Project |
| Language: | English |
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Faculty of Business and Management
2019
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| Online Access: | https://ir.uitm.edu.my/id/eprint/23368/ |
| _version_ | 1848805726434099200 |
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| author | Ridzuan, Nur Afiqah |
| author_facet | Ridzuan, Nur Afiqah |
| author_sort | Ridzuan, Nur Afiqah |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | The aim of this study is to investigate the determinants of credit risk of 9 selected banks listed on Bursa Malaysia. 9 financial report of the banks listed on Bursa Malaysia were used to analyse for 14 years (2004 -2017). Pooled OLS Regression Model has been selected to investigate the relationship between return on assets, capital adequacy ratio, loan loss provisions, debt-to-equity ratio and bank size with non-performing loan as credit risk indicator. The finding is only loan loss provision is positively significant with credit risk whereas the capital adequacy ratio, debt-to-equity ratio and bank size are negative significant toward credit risk. On the other hand, only a variable positive insignificant relationship with credit risk which is return on assets. |
| first_indexed | 2025-11-14T22:15:37Z |
| format | Student Project |
| id | uitm-23368 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:15:37Z |
| publishDate | 2019 |
| publisher | Faculty of Business and Management |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-233682019-03-04T08:50:59Z https://ir.uitm.edu.my/id/eprint/23368/ The determinants of credit risk of 9 selected banks listed on Bursa Malaysia /Nur Afiqah Ridzuan Ridzuan, Nur Afiqah Banking Bank loans. Bank credit. Commercial loans Credit. Debt. Loans The aim of this study is to investigate the determinants of credit risk of 9 selected banks listed on Bursa Malaysia. 9 financial report of the banks listed on Bursa Malaysia were used to analyse for 14 years (2004 -2017). Pooled OLS Regression Model has been selected to investigate the relationship between return on assets, capital adequacy ratio, loan loss provisions, debt-to-equity ratio and bank size with non-performing loan as credit risk indicator. The finding is only loan loss provision is positively significant with credit risk whereas the capital adequacy ratio, debt-to-equity ratio and bank size are negative significant toward credit risk. On the other hand, only a variable positive insignificant relationship with credit risk which is return on assets. Faculty of Business and Management 2019 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/23368/1/PP_NURAFIQAH%20RIDZUAN%20BM%20T%2019_5.pdf Ridzuan, Nur Afiqah (2019) The determinants of credit risk of 9 selected banks listed on Bursa Malaysia /Nur Afiqah Ridzuan. (2019) [Student Project] (Unpublished) |
| spellingShingle | Banking Bank loans. Bank credit. Commercial loans Credit. Debt. Loans Ridzuan, Nur Afiqah The determinants of credit risk of 9 selected banks listed on Bursa Malaysia /Nur Afiqah Ridzuan |
| title | The determinants of credit risk of 9 selected banks listed on Bursa Malaysia /Nur Afiqah Ridzuan |
| title_full | The determinants of credit risk of 9 selected banks listed on Bursa Malaysia /Nur Afiqah Ridzuan |
| title_fullStr | The determinants of credit risk of 9 selected banks listed on Bursa Malaysia /Nur Afiqah Ridzuan |
| title_full_unstemmed | The determinants of credit risk of 9 selected banks listed on Bursa Malaysia /Nur Afiqah Ridzuan |
| title_short | The determinants of credit risk of 9 selected banks listed on Bursa Malaysia /Nur Afiqah Ridzuan |
| title_sort | determinants of credit risk of 9 selected banks listed on bursa malaysia /nur afiqah ridzuan |
| topic | Banking Bank loans. Bank credit. Commercial loans Credit. Debt. Loans |
| url | https://ir.uitm.edu.my/id/eprint/23368/ |