Securitization: An alternative funding mechanism for the microfinance institutions / Shahadat Hossain and Rubaiyet Hasan Khan
Despite microfinance has been widely appreciated as an informal financial mechanism to provide financial services to the poor people in developing countries, this sector is still lacking behind in fulfilling the demand gap due to the dearth of adequate funds. Securitization opens a new horizon that...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
Faculty of Business and Management ; UiTM Press
2018
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| Online Access: | https://ir.uitm.edu.my/id/eprint/23212/ |
| _version_ | 1848805692015640576 |
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| author | Hossain, Shahadat Hasan Khan, Rubaiyet |
| author_facet | Hossain, Shahadat Hasan Khan, Rubaiyet |
| author_sort | Hossain, Shahadat |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | Despite microfinance has been widely appreciated as an informal financial mechanism to provide financial services to the poor people in developing countries, this sector is still lacking behind in fulfilling the demand gap due to the dearth of adequate funds. Securitization opens a new horizon that overcomes the funding barriers of microfinance through which the top tier Microfinance Institutions (MFIs) can accumulate funds to enlarge their portfolio without issuing any debt or equity. This paper is a desk study that synthesizes how securitization can be used in the funding of the MFI portfolio and what are the benefits and risks associated with securitization of microfinance portfolio. As a case study, we use the two examples of cross-border securitizations in the microfinance industry to diagnose the role of securitization in microfinance |
| first_indexed | 2025-11-14T22:15:04Z |
| format | Article |
| id | uitm-23212 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:15:04Z |
| publishDate | 2018 |
| publisher | Faculty of Business and Management ; UiTM Press |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-232122020-03-19T07:31:55Z https://ir.uitm.edu.my/id/eprint/23212/ Securitization: An alternative funding mechanism for the microfinance institutions / Shahadat Hossain and Rubaiyet Hasan Khan jibe Hossain, Shahadat Hasan Khan, Rubaiyet Macroeconomics Financial management. Business finance. Corporation finance Despite microfinance has been widely appreciated as an informal financial mechanism to provide financial services to the poor people in developing countries, this sector is still lacking behind in fulfilling the demand gap due to the dearth of adequate funds. Securitization opens a new horizon that overcomes the funding barriers of microfinance through which the top tier Microfinance Institutions (MFIs) can accumulate funds to enlarge their portfolio without issuing any debt or equity. This paper is a desk study that synthesizes how securitization can be used in the funding of the MFI portfolio and what are the benefits and risks associated with securitization of microfinance portfolio. As a case study, we use the two examples of cross-border securitizations in the microfinance industry to diagnose the role of securitization in microfinance Faculty of Business and Management ; UiTM Press 2018 Article PeerReviewed text en https://ir.uitm.edu.my/id/eprint/23212/1/23212.pdf Hossain, Shahadat and Hasan Khan, Rubaiyet (2018) Securitization: An alternative funding mechanism for the microfinance institutions / Shahadat Hossain and Rubaiyet Hasan Khan. (2018) Journal of International Business, Economics and Entrepreneurship (JIBE) <https://ir.uitm.edu.my/view/publication/Journal_of_International_Business,_Economics_and_Entrepreneurship_=28JIBE=29.html>, 3 (2). pp. 1-11. ISSN 2550-1429 https://jibe.uitm.edu.my/ |
| spellingShingle | Macroeconomics Financial management. Business finance. Corporation finance Hossain, Shahadat Hasan Khan, Rubaiyet Securitization: An alternative funding mechanism for the microfinance institutions / Shahadat Hossain and Rubaiyet Hasan Khan |
| title | Securitization: An alternative funding mechanism for the microfinance institutions / Shahadat Hossain and Rubaiyet Hasan Khan |
| title_full | Securitization: An alternative funding mechanism for the microfinance institutions / Shahadat Hossain and Rubaiyet Hasan Khan |
| title_fullStr | Securitization: An alternative funding mechanism for the microfinance institutions / Shahadat Hossain and Rubaiyet Hasan Khan |
| title_full_unstemmed | Securitization: An alternative funding mechanism for the microfinance institutions / Shahadat Hossain and Rubaiyet Hasan Khan |
| title_short | Securitization: An alternative funding mechanism for the microfinance institutions / Shahadat Hossain and Rubaiyet Hasan Khan |
| title_sort | securitization: an alternative funding mechanism for the microfinance institutions / shahadat hossain and rubaiyet hasan khan |
| topic | Macroeconomics Financial management. Business finance. Corporation finance |
| url | https://ir.uitm.edu.my/id/eprint/23212/ https://ir.uitm.edu.my/id/eprint/23212/ |