Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar
Household debt of Malaysia keep growing year by year. This situation can give big impact to the economic system if the debt reach at one point of level that can’t be controlled. High in household debt is not only affected to the economy, but also affected on the financial stability. The main reason...
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| Format: | Student Project |
| Language: | English |
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Faculty of Business Management
2017
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| Online Access: | https://ir.uitm.edu.my/id/eprint/23027/ |
| _version_ | 1848805645013221376 |
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| author | Azhar, Alyaa Amanina Azhar |
| author_facet | Azhar, Alyaa Amanina Azhar |
| author_sort | Azhar, Alyaa Amanina Azhar |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | Household debt of Malaysia keep growing year by year. This situation can give big impact to the economic system if the debt reach at one point of level that can’t be controlled. High in household debt is not only affected to the economy, but also affected on the financial stability. The main reason why households is taking on loan is to fulfil their expenditure and dependence on future income, the attitude and behaviour of the individual himself, low in the cost of borrowing that give opportunity to household to borrow, easy to get credit facilities which boosts spending on credit, increase in cost of living and increase in housing price, and continued economic growth. All this reasons made household feel comfortable in taking on loan. The objective of this study is to find the factors that affect the household debt in Malaysia. The variables selected is from macroeconomic variables. The data are taken from the year 1985 to 2015. Multiple Regression test are used in this study resulting consumer price index and lending interest rate are significant with household debt. |
| first_indexed | 2025-11-14T22:14:19Z |
| format | Student Project |
| id | uitm-23027 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:14:19Z |
| publishDate | 2017 |
| publisher | Faculty of Business Management |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-230272019-03-21T02:32:39Z https://ir.uitm.edu.my/id/eprint/23027/ Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar Azhar, Alyaa Amanina Azhar Macroeconomics Credit. Debt. Loans Household debt of Malaysia keep growing year by year. This situation can give big impact to the economic system if the debt reach at one point of level that can’t be controlled. High in household debt is not only affected to the economy, but also affected on the financial stability. The main reason why households is taking on loan is to fulfil their expenditure and dependence on future income, the attitude and behaviour of the individual himself, low in the cost of borrowing that give opportunity to household to borrow, easy to get credit facilities which boosts spending on credit, increase in cost of living and increase in housing price, and continued economic growth. All this reasons made household feel comfortable in taking on loan. The objective of this study is to find the factors that affect the household debt in Malaysia. The variables selected is from macroeconomic variables. The data are taken from the year 1985 to 2015. Multiple Regression test are used in this study resulting consumer price index and lending interest rate are significant with household debt. Faculty of Business Management 2017 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/23027/1/PPb_ALYA%20AMANINA%20AZHAR%20J%20BM%2017_5.pdf Azhar, Alyaa Amanina Azhar (2017) Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar. (2017) [Student Project] (Submitted) |
| spellingShingle | Macroeconomics Credit. Debt. Loans Azhar, Alyaa Amanina Azhar Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar |
| title | Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar |
| title_full | Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar |
| title_fullStr | Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar |
| title_full_unstemmed | Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar |
| title_short | Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar |
| title_sort | rising household debt in malaysia: macroeconomics determinant / alyaa amanina azhar |
| topic | Macroeconomics Credit. Debt. Loans |
| url | https://ir.uitm.edu.my/id/eprint/23027/ |