The determinant household debt in Asia Pacific / Farah Amizah Mohd Amin
Household debt problem is established to have initiated economic slowdown and financial crisis resulting in unsustainable global financial stability. High level of household debt may be result in emotional and psychological stress as well as social and family predicament in the domestic economy. Thi...
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| Format: | Student Project |
| Language: | English |
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Faculty of Business and Management
2018
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| Subjects: | |
| Online Access: | https://ir.uitm.edu.my/id/eprint/20774/ |
| _version_ | 1848805086095998976 |
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| author | Mohd Amin, Farah Amizah |
| author_facet | Mohd Amin, Farah Amizah |
| author_sort | Mohd Amin, Farah Amizah |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | Household debt problem is established to have initiated economic slowdown and financial crisis resulting in unsustainable global financial stability. High level of household debt may be result in emotional and psychological stress as well as social and family predicament in the domestic economy. This research analyze about the determinants of household debt in Asia Pacific countries from year 2006 to 2015. There are six determinants relate to household debts which are Gross Domestic Product (1), Consumption (2), Savings (3), interest rate (4), unemployment rate (5) and lastly house price index (6). Simple Random regression model were carried out to study the relationship between dependent variable which is household debt and independent variable which are Gross Domestic Product (1), Consumption (2), Savings (3), interest rate (4), unemployment rate (5) and lastly house price index (6).
Empirical result shows the positive and significant relationship between household debt with Gross Domestic Product and household consumption and significant negative relationship with independent variable like saving, interest rate and unemployment. Empirical result also shows there was insignificant relationship between household debt and house price index. |
| first_indexed | 2025-11-14T22:05:26Z |
| format | Student Project |
| id | uitm-20774 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:05:26Z |
| publishDate | 2018 |
| publisher | Faculty of Business and Management |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-207742018-07-26T03:12:08Z https://ir.uitm.edu.my/id/eprint/20774/ The determinant household debt in Asia Pacific / Farah Amizah Mohd Amin Mohd Amin, Farah Amizah Finance and cycles. Financial crises. Convergence (Economics) Economic development. Development economics. Economic growth By region or country Household debt problem is established to have initiated economic slowdown and financial crisis resulting in unsustainable global financial stability. High level of household debt may be result in emotional and psychological stress as well as social and family predicament in the domestic economy. This research analyze about the determinants of household debt in Asia Pacific countries from year 2006 to 2015. There are six determinants relate to household debts which are Gross Domestic Product (1), Consumption (2), Savings (3), interest rate (4), unemployment rate (5) and lastly house price index (6). Simple Random regression model were carried out to study the relationship between dependent variable which is household debt and independent variable which are Gross Domestic Product (1), Consumption (2), Savings (3), interest rate (4), unemployment rate (5) and lastly house price index (6). Empirical result shows the positive and significant relationship between household debt with Gross Domestic Product and household consumption and significant negative relationship with independent variable like saving, interest rate and unemployment. Empirical result also shows there was insignificant relationship between household debt and house price index. Faculty of Business and Management 2018 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/20774/1/PPb_FARAH%20AMIZAH%20MOHD%20AMIN%20M%20BM%2018_5.pdf Mohd Amin, Farah Amizah (2018) The determinant household debt in Asia Pacific / Farah Amizah Mohd Amin. (2018) [Student Project] <http://terminalib.uitm.edu.my/20774.pdf> (Unpublished) |
| spellingShingle | Finance and cycles. Financial crises. Convergence (Economics) Economic development. Development economics. Economic growth By region or country Mohd Amin, Farah Amizah The determinant household debt in Asia Pacific / Farah Amizah Mohd Amin |
| title | The determinant household debt in Asia Pacific / Farah Amizah Mohd Amin |
| title_full | The determinant household debt in Asia Pacific / Farah Amizah Mohd Amin |
| title_fullStr | The determinant household debt in Asia Pacific / Farah Amizah Mohd Amin |
| title_full_unstemmed | The determinant household debt in Asia Pacific / Farah Amizah Mohd Amin |
| title_short | The determinant household debt in Asia Pacific / Farah Amizah Mohd Amin |
| title_sort | determinant household debt in asia pacific / farah amizah mohd amin |
| topic | Finance and cycles. Financial crises. Convergence (Economics) Economic development. Development economics. Economic growth By region or country |
| url | https://ir.uitm.edu.my/id/eprint/20774/ |