Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin
This paper presents findings of a research study designed to investigate the current financing practices and problems of women-owned small and medium enterprises (SMEs) in Malaysia. Despite the rapid expansion in the range of financial initiatives, there is a widespread perception that financing dif...
| Format: | Article |
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| Language: | English |
| Published: |
Faculty of Business and Management ; UiTM Press
2005
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| Subjects: | |
| Online Access: | https://ir.uitm.edu.my/id/eprint/16749/ |
| _version_ | 1848804091180875776 |
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| building | UiTM Institutional Repository |
| collection | Online Access |
| description | This paper presents findings of a research study designed to investigate the current financing practices and problems of women-owned small and medium enterprises (SMEs) in Malaysia. Despite the rapid expansion in the range of financial initiatives, there is a widespread perception that financing difficulties continue to exist and hinder the growth of women-owned SMEs. This study investigates the financing practices of women-owned SMEs and discusses the existence or otherwise of financing difficulties. Our empirical research shows that, in addition to personal savings of the entrepreneurs and the retained profits of the firms, the majority of women entrepreneurs in Malaysia use external sources to finance their businesses. However, the results also reveal that women-owned SMEs in this country still face difficulties in raising external finance. While a significant number of women entrepreneurs have been successful in their applications for external finance, the majority of them have problems financing their business operations and expansion. Notwithstanding the complexities, they normally manage to obtain a certain amount of funding, which is still insufficient to support working capital and expansion requirements. |
| first_indexed | 2025-11-14T21:49:37Z |
| format | Article |
| id | uitm-16749 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T21:49:37Z |
| publishDate | 2005 |
| publisher | Faculty of Business and Management ; UiTM Press |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-167492018-01-15T13:31:59Z https://ir.uitm.edu.my/id/eprint/16749/ Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin jibe Malaysia This paper presents findings of a research study designed to investigate the current financing practices and problems of women-owned small and medium enterprises (SMEs) in Malaysia. Despite the rapid expansion in the range of financial initiatives, there is a widespread perception that financing difficulties continue to exist and hinder the growth of women-owned SMEs. This study investigates the financing practices of women-owned SMEs and discusses the existence or otherwise of financing difficulties. Our empirical research shows that, in addition to personal savings of the entrepreneurs and the retained profits of the firms, the majority of women entrepreneurs in Malaysia use external sources to finance their businesses. However, the results also reveal that women-owned SMEs in this country still face difficulties in raising external finance. While a significant number of women entrepreneurs have been successful in their applications for external finance, the majority of them have problems financing their business operations and expansion. Notwithstanding the complexities, they normally manage to obtain a certain amount of funding, which is still insufficient to support working capital and expansion requirements. Faculty of Business and Management ; UiTM Press 2005 Article PeerReviewed text en https://ir.uitm.edu.my/id/eprint/16749/1/AJ_ISMAIL%20AB.%20WAHAB%20JIBE%2005.pdf UNSPECIFIED (2005) Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin. (2005) Journal of International Business, Economics and Entrepreneurship (JIBE) <https://ir.uitm.edu.my/view/publication/Journal_of_International_Business,_Economics_and_Entrepreneurship_=28JIBE=29.html>, 2 (2). pp. 49-67. ISSN 0128-7494 https://jibe.uitm.edu.my/ |
| spellingShingle | Malaysia Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin |
| title | Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin |
| title_full | Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin |
| title_fullStr | Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin |
| title_full_unstemmed | Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin |
| title_short | Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin |
| title_sort | financing of women-owned small and medium enterprises in malaysia / ismail ab. wahab, zarina salleh and laila mohammad kamaruddin |
| topic | Malaysia |
| url | https://ir.uitm.edu.my/id/eprint/16749/ https://ir.uitm.edu.my/id/eprint/16749/ |