Willingness to be a partner in musharakah mutanaqisah home financing:empirical investigation of psychological factors

This study is aimed at explaining factors influencing the intention to be a partner amongst bank customers in musharakah mutanaqisah home financing. Drawing upon the theory of planned behavior (TPB), this study assesses the model in order to examine the effects of three explanatory factors namely...

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Main Authors: Hanudin Amin, Abdul Rahim Abdul Rahman, Dzuljastri Abdul Razak
Format: Article
Language:English
Published: Penerbit Universiti Kebangsaan Malaysia 2014
Online Access:http://journalarticle.ukm.my/7568/
http://journalarticle.ukm.my/7568/1/7119-18218-1-SM.pdf
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author Hanudin Amin,
Abdul Rahim Abdul Rahman,
Dzuljastri Abdul Razak,
author_facet Hanudin Amin,
Abdul Rahim Abdul Rahman,
Dzuljastri Abdul Razak,
author_sort Hanudin Amin,
building UKM Institutional Repository
collection Online Access
description This study is aimed at explaining factors influencing the intention to be a partner amongst bank customers in musharakah mutanaqisah home financing. Drawing upon the theory of planned behavior (TPB), this study assesses the model in order to examine the effects of three explanatory factors namely attitude, subjective norm and perceived behavioral control on the intention to be a partner in the context of Islamic home financing. This study modifies the TPB to reflect musharakah mutanaqisah home financing. The model of the study is assessed using survey data from 168 respondents among bank customers. The findings suggest that attitude, subjective norm and perceived behavioral control are significantly influencing the intention to be a partner. The relationship between attitude and subjective norm is also significant. The findings demonstrate the applicability of the TPB in the musharakah mutanaqisah home financing context. The findings are also useful to bank managers in effectively managing Islamic home financing facilities.
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spelling oai:generic.eprints.org:75682016-12-14T06:44:29Z http://journalarticle.ukm.my/7568/ Willingness to be a partner in musharakah mutanaqisah home financing:empirical investigation of psychological factors Hanudin Amin, Abdul Rahim Abdul Rahman, Dzuljastri Abdul Razak, This study is aimed at explaining factors influencing the intention to be a partner amongst bank customers in musharakah mutanaqisah home financing. Drawing upon the theory of planned behavior (TPB), this study assesses the model in order to examine the effects of three explanatory factors namely attitude, subjective norm and perceived behavioral control on the intention to be a partner in the context of Islamic home financing. This study modifies the TPB to reflect musharakah mutanaqisah home financing. The model of the study is assessed using survey data from 168 respondents among bank customers. The findings suggest that attitude, subjective norm and perceived behavioral control are significantly influencing the intention to be a partner. The relationship between attitude and subjective norm is also significant. The findings demonstrate the applicability of the TPB in the musharakah mutanaqisah home financing context. The findings are also useful to bank managers in effectively managing Islamic home financing facilities. Penerbit Universiti Kebangsaan Malaysia 2014 Article PeerReviewed application/pdf en http://journalarticle.ukm.my/7568/1/7119-18218-1-SM.pdf Hanudin Amin, and Abdul Rahim Abdul Rahman, and Dzuljastri Abdul Razak, (2014) Willingness to be a partner in musharakah mutanaqisah home financing:empirical investigation of psychological factors. Jurnal Pengurusan, 40 . pp. 69-81. ISSN 0127-2713 http://ejournal.ukm.my/pengurusan/index
spellingShingle Hanudin Amin,
Abdul Rahim Abdul Rahman,
Dzuljastri Abdul Razak,
Willingness to be a partner in musharakah mutanaqisah home financing:empirical investigation of psychological factors
title Willingness to be a partner in musharakah mutanaqisah home financing:empirical investigation of psychological factors
title_full Willingness to be a partner in musharakah mutanaqisah home financing:empirical investigation of psychological factors
title_fullStr Willingness to be a partner in musharakah mutanaqisah home financing:empirical investigation of psychological factors
title_full_unstemmed Willingness to be a partner in musharakah mutanaqisah home financing:empirical investigation of psychological factors
title_short Willingness to be a partner in musharakah mutanaqisah home financing:empirical investigation of psychological factors
title_sort willingness to be a partner in musharakah mutanaqisah home financing:empirical investigation of psychological factors
url http://journalarticle.ukm.my/7568/
http://journalarticle.ukm.my/7568/
http://journalarticle.ukm.my/7568/1/7119-18218-1-SM.pdf