The Wellbeing of B40 households: a case of MySalam scheme from Sen's capability approach

According to the World Bank and World Health Organisation, about 100 million people in the world must pay for healthcare expenses from their own pockets, which has pushed them into extreme poverty. In light of this, the Malaysian government has launched the MySalam Scheme to assist the impoverished...

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Main Authors: Nurul Nazirah Abu Bakar, Nurul Syafika Jamaludin, Nor Ardyanti Ahmad
Format: Article
Language:English
Published: Penerbit Universiti Kebangsaan Malaysia 2024
Online Access:http://journalarticle.ukm.my/23931/
http://journalarticle.ukm.my/23931/1/95_106_647282457461PB.pdf
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author Nurul Nazirah Abu Bakar,
Nurul Syafika Jamaludin,
Nor Ardyanti Ahmad,
author_facet Nurul Nazirah Abu Bakar,
Nurul Syafika Jamaludin,
Nor Ardyanti Ahmad,
author_sort Nurul Nazirah Abu Bakar,
building UKM Institutional Repository
collection Online Access
description According to the World Bank and World Health Organisation, about 100 million people in the world must pay for healthcare expenses from their own pockets, which has pushed them into extreme poverty. In light of this, the Malaysian government has launched the MySalam Scheme to assist the impoverished and vulnerable in overcoming financial challenges during an unforeseen critical illness. The government has introduced the MySalam Scheme as a new form of healthcare assistance. Thus, on the one hand, a one-time cash payout through the scheme may increase the health of B40 households and access to the facility. However, on the other hand, it may not improve the wellbeing of the B40 households unless it also expands their capability to be what they want to be. Due to that, this study aims to examine whether the Scheme improves the wellbeing of the recipients or not. This study employed qualitative research, and a total of 20 respondents were interviewed using semi-structured interviews. Findings from this study indicated that the MySalam Scheme improved recipients' wellbeing in terms of improving health access, providing financial health protection, and lessening the financial burden on B40 households. Even so, the government should improve the Scheme by expanding access to 65-year-olds and older people and by increasing the accessibility of healthcare centers to poor households.
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spelling oai:generic.eprints.org:239312024-08-07T02:46:57Z http://journalarticle.ukm.my/23931/ The Wellbeing of B40 households: a case of MySalam scheme from Sen's capability approach Nurul Nazirah Abu Bakar, Nurul Syafika Jamaludin, Nor Ardyanti Ahmad, According to the World Bank and World Health Organisation, about 100 million people in the world must pay for healthcare expenses from their own pockets, which has pushed them into extreme poverty. In light of this, the Malaysian government has launched the MySalam Scheme to assist the impoverished and vulnerable in overcoming financial challenges during an unforeseen critical illness. The government has introduced the MySalam Scheme as a new form of healthcare assistance. Thus, on the one hand, a one-time cash payout through the scheme may increase the health of B40 households and access to the facility. However, on the other hand, it may not improve the wellbeing of the B40 households unless it also expands their capability to be what they want to be. Due to that, this study aims to examine whether the Scheme improves the wellbeing of the recipients or not. This study employed qualitative research, and a total of 20 respondents were interviewed using semi-structured interviews. Findings from this study indicated that the MySalam Scheme improved recipients' wellbeing in terms of improving health access, providing financial health protection, and lessening the financial burden on B40 households. Even so, the government should improve the Scheme by expanding access to 65-year-olds and older people and by increasing the accessibility of healthcare centers to poor households. Penerbit Universiti Kebangsaan Malaysia 2024-05-31 Article PeerReviewed application/pdf en http://journalarticle.ukm.my/23931/1/95_106_647282457461PB.pdf Nurul Nazirah Abu Bakar, and Nurul Syafika Jamaludin, and Nor Ardyanti Ahmad, (2024) The Wellbeing of B40 households: a case of MySalam scheme from Sen's capability approach. Geografia : Malaysian Journal of Society and Space, 20 (2). pp. 95-106. ISSN 2682-7727 https://ejournal.ukm.my/gmjss/index
spellingShingle Nurul Nazirah Abu Bakar,
Nurul Syafika Jamaludin,
Nor Ardyanti Ahmad,
The Wellbeing of B40 households: a case of MySalam scheme from Sen's capability approach
title The Wellbeing of B40 households: a case of MySalam scheme from Sen's capability approach
title_full The Wellbeing of B40 households: a case of MySalam scheme from Sen's capability approach
title_fullStr The Wellbeing of B40 households: a case of MySalam scheme from Sen's capability approach
title_full_unstemmed The Wellbeing of B40 households: a case of MySalam scheme from Sen's capability approach
title_short The Wellbeing of B40 households: a case of MySalam scheme from Sen's capability approach
title_sort wellbeing of b40 households: a case of mysalam scheme from sen's capability approach
url http://journalarticle.ukm.my/23931/
http://journalarticle.ukm.my/23931/
http://journalarticle.ukm.my/23931/1/95_106_647282457461PB.pdf