The role of microcredit program and micro enterprises in poverty reduction
This study analyzes the technical efficiency micro-enterprises in agricultural sector and its determinants. It further investigate the effect of the microcredit program of Kredit Perniagaan Rakyat (KUR) on the efficiency of micro-enterprises in East Java Indonesia hence the poverty reduction. In ach...
| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
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Penerbit Universiti Kebangsaan Malaysia
2021
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| Online Access: | http://journalarticle.ukm.my/18786/ http://journalarticle.ukm.my/18786/1/jeko_552-3.pdf |
| _version_ | 1848814666333028352 |
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| author | Atik Purmiyati, Retno Setyowati, Marta Sabila Rakhima, |
| author_facet | Atik Purmiyati, Retno Setyowati, Marta Sabila Rakhima, |
| author_sort | Atik Purmiyati, |
| building | UKM Institutional Repository |
| collection | Online Access |
| description | This study analyzes the technical efficiency micro-enterprises in agricultural sector and its determinants. It further investigate the effect of the microcredit program of Kredit Perniagaan Rakyat (KUR) on the efficiency of micro-enterprises in East Java Indonesia hence the poverty reduction. In achieving the aforementioned objectives, three methods are employed namely Data Envelopment Analysis (DEA), Tobit Regression, and Logistic Regression. The estimation results of the Micro Enterprises efficiency using DEA shows that under the assumption of Variable Return to Scale 62 percent of the samples have reached full efficiency. However, under the assumption of Constant Return to Scale, 28 percent of the samples have reached full efficiency.. The factors that influence the efficiency based on tobit regression analysis are profit, asset, credit amount, KUR access, realization tempo, age, labor, and business location. Furthermore, factors affecting poverty status based on logistic regression analysis are income, gender, KUR access, and number of household. |
| first_indexed | 2025-11-15T00:37:43Z |
| format | Article |
| id | oai:generic.eprints.org:18786 |
| institution | Universiti Kebangasaan Malaysia |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-15T00:37:43Z |
| publishDate | 2021 |
| publisher | Penerbit Universiti Kebangsaan Malaysia |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | oai:generic.eprints.org:187862022-06-23T08:14:26Z http://journalarticle.ukm.my/18786/ The role of microcredit program and micro enterprises in poverty reduction Atik Purmiyati, Retno Setyowati, Marta Sabila Rakhima, This study analyzes the technical efficiency micro-enterprises in agricultural sector and its determinants. It further investigate the effect of the microcredit program of Kredit Perniagaan Rakyat (KUR) on the efficiency of micro-enterprises in East Java Indonesia hence the poverty reduction. In achieving the aforementioned objectives, three methods are employed namely Data Envelopment Analysis (DEA), Tobit Regression, and Logistic Regression. The estimation results of the Micro Enterprises efficiency using DEA shows that under the assumption of Variable Return to Scale 62 percent of the samples have reached full efficiency. However, under the assumption of Constant Return to Scale, 28 percent of the samples have reached full efficiency.. The factors that influence the efficiency based on tobit regression analysis are profit, asset, credit amount, KUR access, realization tempo, age, labor, and business location. Furthermore, factors affecting poverty status based on logistic regression analysis are income, gender, KUR access, and number of household. Penerbit Universiti Kebangsaan Malaysia 2021 Article PeerReviewed application/pdf en http://journalarticle.ukm.my/18786/1/jeko_552-3.pdf Atik Purmiyati, and Retno Setyowati, and Marta Sabila Rakhima, (2021) The role of microcredit program and micro enterprises in poverty reduction. Jurnal Ekonomi Malaysia, 55 (2). pp. 1-12. ISSN 0127-1962 https://www.ukm.my/jem/issue/v55i2/ |
| spellingShingle | Atik Purmiyati, Retno Setyowati, Marta Sabila Rakhima, The role of microcredit program and micro enterprises in poverty reduction |
| title | The role of microcredit program and micro enterprises in poverty reduction |
| title_full | The role of microcredit program and micro enterprises in poverty reduction |
| title_fullStr | The role of microcredit program and micro enterprises in poverty reduction |
| title_full_unstemmed | The role of microcredit program and micro enterprises in poverty reduction |
| title_short | The role of microcredit program and micro enterprises in poverty reduction |
| title_sort | role of microcredit program and micro enterprises in poverty reduction |
| url | http://journalarticle.ukm.my/18786/ http://journalarticle.ukm.my/18786/ http://journalarticle.ukm.my/18786/1/jeko_552-3.pdf |