The impact of interest rate changes on the Islamic foreign exchange forward in the Malaysian derivative market

Islamic foreign exchange forward plays a significant role to mitigate various foreign currency exchange risks. The main challenge that impedes the development and operation of the Islamic foreign exchange forward as a hedging instrument is the behaviour of relying on existing conventional framework...

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Main Authors: Nor Azmah Md. Arif, Ruhaini Muda, Md. Mahmudul Alam, Saadiah Mohamad
Format: Article
Language:English
Published: Penerbit Universiti Kebangsaan Malaysia 2019
Online Access:http://journalarticle.ukm.my/14543/
http://journalarticle.ukm.my/14543/1/27735-110398-1-PB.pdf
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author Nor Azmah Md. Arif,
Ruhaini Muda,
Md. Mahmudul Alam,
Saadiah Mohamad,
author_facet Nor Azmah Md. Arif,
Ruhaini Muda,
Md. Mahmudul Alam,
Saadiah Mohamad,
author_sort Nor Azmah Md. Arif,
building UKM Institutional Repository
collection Online Access
description Islamic foreign exchange forward plays a significant role to mitigate various foreign currency exchange risks. The main challenge that impedes the development and operation of the Islamic foreign exchange forward as a hedging instrument is the behaviour of relying on existing conventional framework with core conception of relying on interest rate and excessive risk taking. This study utilized monthly data from April 2004 to October 2017 of the Malaysian derivatives market. This study found that in the absence of an alternative profit-rate related benchmark and cross border activities, Islamic banks are constrained to use the interest rate benchmark. In the short run, both medium term (6-months) and longer term (12-months) tenures indicate faster speed of adjustment possibility due to higher trading volume and less demand for the medium term for the Islamic foreign exchange forward contract. It implies a need of the Islamic foreign exchange forward as a longer term hedging instrument and not for a short term speculation and risk-taking purposes, as prohibited by shariah.
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spelling oai:generic.eprints.org:145432020-05-05T23:20:41Z http://journalarticle.ukm.my/14543/ The impact of interest rate changes on the Islamic foreign exchange forward in the Malaysian derivative market Nor Azmah Md. Arif, Ruhaini Muda, Md. Mahmudul Alam, Saadiah Mohamad, Islamic foreign exchange forward plays a significant role to mitigate various foreign currency exchange risks. The main challenge that impedes the development and operation of the Islamic foreign exchange forward as a hedging instrument is the behaviour of relying on existing conventional framework with core conception of relying on interest rate and excessive risk taking. This study utilized monthly data from April 2004 to October 2017 of the Malaysian derivatives market. This study found that in the absence of an alternative profit-rate related benchmark and cross border activities, Islamic banks are constrained to use the interest rate benchmark. In the short run, both medium term (6-months) and longer term (12-months) tenures indicate faster speed of adjustment possibility due to higher trading volume and less demand for the medium term for the Islamic foreign exchange forward contract. It implies a need of the Islamic foreign exchange forward as a longer term hedging instrument and not for a short term speculation and risk-taking purposes, as prohibited by shariah. Penerbit Universiti Kebangsaan Malaysia 2019 Article PeerReviewed application/pdf en http://journalarticle.ukm.my/14543/1/27735-110398-1-PB.pdf Nor Azmah Md. Arif, and Ruhaini Muda, and Md. Mahmudul Alam, and Saadiah Mohamad, (2019) The impact of interest rate changes on the Islamic foreign exchange forward in the Malaysian derivative market. Jurnal Pengurusan, 56 . pp. 1-15. ISSN 0127-2713 http://ejournal.ukm.my/pengurusan/issue/view/1220
spellingShingle Nor Azmah Md. Arif,
Ruhaini Muda,
Md. Mahmudul Alam,
Saadiah Mohamad,
The impact of interest rate changes on the Islamic foreign exchange forward in the Malaysian derivative market
title The impact of interest rate changes on the Islamic foreign exchange forward in the Malaysian derivative market
title_full The impact of interest rate changes on the Islamic foreign exchange forward in the Malaysian derivative market
title_fullStr The impact of interest rate changes on the Islamic foreign exchange forward in the Malaysian derivative market
title_full_unstemmed The impact of interest rate changes on the Islamic foreign exchange forward in the Malaysian derivative market
title_short The impact of interest rate changes on the Islamic foreign exchange forward in the Malaysian derivative market
title_sort impact of interest rate changes on the islamic foreign exchange forward in the malaysian derivative market
url http://journalarticle.ukm.my/14543/
http://journalarticle.ukm.my/14543/
http://journalarticle.ukm.my/14543/1/27735-110398-1-PB.pdf