Influence of gender and academic program on financial literacy among Malaysian university students
This study examines financial literacy among Malaysian university students. It is conducted among undergraduate students at the Universiti Kebangsaan Malaysia. It also examines the effect of gender and different academic program on FL level. Various test such as the Independence T-test, ANOVA and...
| Main Authors: | , , , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Pusat Pembangunan Mahasiswa dan Perhubungan Alumni, Universiti Kebangsaan Malaysia
2016
|
| Online Access: | http://journalarticle.ukm.my/10894/ http://journalarticle.ukm.my/10894/1/Artikel-8_Hawati-Janor_FEP.pdf |
| _version_ | 1848812541626548224 |
|---|---|
| author | Hawati Janor, Nurul Fareena Jasli, Rubayah Yakob, Noor Azuan Hashim, |
| author_facet | Hawati Janor, Nurul Fareena Jasli, Rubayah Yakob, Noor Azuan Hashim, |
| author_sort | Hawati Janor, |
| building | UKM Institutional Repository |
| collection | Online Access |
| description | This study examines financial literacy among Malaysian university students. It is conducted among undergraduate
students at the Universiti Kebangsaan Malaysia. It also examines the effect of gender and different academic
program on FL level. Various test such as the Independence T-test, ANOVA and Tukey Honest Significant Difference
HSD are employed on 300 samples of primary data collected using questionnaires distributed among students
from selected faculties. The questionnaire contains questions among others on financial attitude, knowledge as
well personal characteristics items. The results show that the level of FL among UKM students is moderate. From
the Independent T-Test, the results show a significant difference in FL scores for males and females which suggest
that males are more financially literate than females. From the ANOVA and Tukey HSD the study finds that there
is a statistically significant different between type of majoring and FL level with business majoring students have
higher level of FL when compared to non-business majoring. From the business majoring, Financial Services
and Risk Management specialization has the highest FL level. It is therefore recommended that a comprehensive
and aggressive program of financial education be carried out among young people in Malaysia especially to
university students from all academic program. |
| first_indexed | 2025-11-15T00:03:56Z |
| format | Article |
| id | oai:generic.eprints.org:10894 |
| institution | Universiti Kebangasaan Malaysia |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-15T00:03:56Z |
| publishDate | 2016 |
| publisher | Pusat Pembangunan Mahasiswa dan Perhubungan Alumni, Universiti Kebangsaan Malaysia |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | oai:generic.eprints.org:108942017-10-31T00:16:23Z http://journalarticle.ukm.my/10894/ Influence of gender and academic program on financial literacy among Malaysian university students Hawati Janor, Nurul Fareena Jasli, Rubayah Yakob, Noor Azuan Hashim, This study examines financial literacy among Malaysian university students. It is conducted among undergraduate students at the Universiti Kebangsaan Malaysia. It also examines the effect of gender and different academic program on FL level. Various test such as the Independence T-test, ANOVA and Tukey Honest Significant Difference HSD are employed on 300 samples of primary data collected using questionnaires distributed among students from selected faculties. The questionnaire contains questions among others on financial attitude, knowledge as well personal characteristics items. The results show that the level of FL among UKM students is moderate. From the Independent T-Test, the results show a significant difference in FL scores for males and females which suggest that males are more financially literate than females. From the ANOVA and Tukey HSD the study finds that there is a statistically significant different between type of majoring and FL level with business majoring students have higher level of FL when compared to non-business majoring. From the business majoring, Financial Services and Risk Management specialization has the highest FL level. It is therefore recommended that a comprehensive and aggressive program of financial education be carried out among young people in Malaysia especially to university students from all academic program. Pusat Pembangunan Mahasiswa dan Perhubungan Alumni, Universiti Kebangsaan Malaysia 2016 Article PeerReviewed application/pdf en http://journalarticle.ukm.my/10894/1/Artikel-8_Hawati-Janor_FEP.pdf Hawati Janor, and Nurul Fareena Jasli, and Rubayah Yakob, and Noor Azuan Hashim, (2016) Influence of gender and academic program on financial literacy among Malaysian university students. Jurnal Personalia Pelajar, 19 (2). pp. 71-83. ISSN 0128-2735 http://www.ukm.my/personalia/publication-category/jilid-2/ |
| spellingShingle | Hawati Janor, Nurul Fareena Jasli, Rubayah Yakob, Noor Azuan Hashim, Influence of gender and academic program on financial literacy among Malaysian university students |
| title | Influence of gender and academic program on financial literacy among Malaysian university students |
| title_full | Influence of gender and academic program on financial literacy among Malaysian university students |
| title_fullStr | Influence of gender and academic program on financial literacy among Malaysian university students |
| title_full_unstemmed | Influence of gender and academic program on financial literacy among Malaysian university students |
| title_short | Influence of gender and academic program on financial literacy among Malaysian university students |
| title_sort | influence of gender and academic program on financial literacy among malaysian university students |
| url | http://journalarticle.ukm.my/10894/ http://journalarticle.ukm.my/10894/ http://journalarticle.ukm.my/10894/1/Artikel-8_Hawati-Janor_FEP.pdf |