Concentration and competition in dual banking industry: a structural approach
The purpose of this paper is to investigate the evolution of market concentration and competition in Malaysian dual banking industry for the period of 1997-2013. This study utilized structural approach to investigate changes in the market structure particularly the level of concentration and compe...
| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
| Published: |
Penerbit Universiti Kebangsaan Malaysia
2016
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| Online Access: | http://journalarticle.ukm.my/10779/ http://journalarticle.ukm.my/10779/1/jeko_50%282%29-5.pdf |
| _version_ | 1848812505603768320 |
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| author | Nafisah Mohammed, Abdul Ghafar Ismail, Junaina Muhammad, |
| author_facet | Nafisah Mohammed, Abdul Ghafar Ismail, Junaina Muhammad, |
| author_sort | Nafisah Mohammed, |
| building | UKM Institutional Repository |
| collection | Online Access |
| description | The purpose of this paper is to investigate the evolution of market concentration and competition in Malaysian
dual banking industry for the period of 1997-2013. This study utilized structural approach to investigate changes
in the market structure particularly the level of concentration and competition that contributed by several structural
changes which take place in the dual banking system. According to structural approach, concentration plays an
important role in examining the link between concentration and competition. Therefore, present paper utilized the
structural approach to measure various concentration indexes to provide significant evidence on the changes in the
market structure of Malaysian banking industry for the largest available data set of 1997-2013. Pearson correlation
analysis was also used to examine the consistency of those various measures used in this study. The paper found
evidence that structural changes have altered the market structure of the banking industry which comprises of Islamic
and conventional banking system. The results also indicate that dual banking industry operates in the monopolistic
competition structure. Therefore, concentration indexes can be used by authorities to decide on the optimal number
of banks operating in the industry. |
| first_indexed | 2025-11-15T00:03:22Z |
| format | Article |
| id | oai:generic.eprints.org:10779 |
| institution | Universiti Kebangasaan Malaysia |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-15T00:03:22Z |
| publishDate | 2016 |
| publisher | Penerbit Universiti Kebangsaan Malaysia |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | oai:generic.eprints.org:107792017-10-10T09:32:04Z http://journalarticle.ukm.my/10779/ Concentration and competition in dual banking industry: a structural approach Nafisah Mohammed, Abdul Ghafar Ismail, Junaina Muhammad, The purpose of this paper is to investigate the evolution of market concentration and competition in Malaysian dual banking industry for the period of 1997-2013. This study utilized structural approach to investigate changes in the market structure particularly the level of concentration and competition that contributed by several structural changes which take place in the dual banking system. According to structural approach, concentration plays an important role in examining the link between concentration and competition. Therefore, present paper utilized the structural approach to measure various concentration indexes to provide significant evidence on the changes in the market structure of Malaysian banking industry for the largest available data set of 1997-2013. Pearson correlation analysis was also used to examine the consistency of those various measures used in this study. The paper found evidence that structural changes have altered the market structure of the banking industry which comprises of Islamic and conventional banking system. The results also indicate that dual banking industry operates in the monopolistic competition structure. Therefore, concentration indexes can be used by authorities to decide on the optimal number of banks operating in the industry. Penerbit Universiti Kebangsaan Malaysia 2016 Article PeerReviewed application/pdf en http://journalarticle.ukm.my/10779/1/jeko_50%282%29-5.pdf Nafisah Mohammed, and Abdul Ghafar Ismail, and Junaina Muhammad, (2016) Concentration and competition in dual banking industry: a structural approach. Jurnal Ekonomi Malaysia, 50 (2). pp. 49-70. ISSN 0127-1962 http://www.ukm.my/fep/jem/content/2016-2.html |
| spellingShingle | Nafisah Mohammed, Abdul Ghafar Ismail, Junaina Muhammad, Concentration and competition in dual banking industry: a structural approach |
| title | Concentration and competition in dual banking industry: a structural approach |
| title_full | Concentration and competition in dual banking industry: a structural approach |
| title_fullStr | Concentration and competition in dual banking industry: a structural approach |
| title_full_unstemmed | Concentration and competition in dual banking industry: a structural approach |
| title_short | Concentration and competition in dual banking industry: a structural approach |
| title_sort | concentration and competition in dual banking industry: a structural approach |
| url | http://journalarticle.ukm.my/10779/ http://journalarticle.ukm.my/10779/ http://journalarticle.ukm.my/10779/1/jeko_50%282%29-5.pdf |