Diversification strategy can reduce risk :A case study of Chinese commercial banks
Currently mainstream commercial banks will use diversification to reduce risk. However, there is still doubt that diversification can reduce business risk. Therefore, this paper will examine whether diversification can reduce the risk of commercial banks and whether human capital plays an intermedia...
| Main Author: | |
|---|---|
| Format: | Dissertation (University of Nottingham only) |
| Language: | English |
| Published: |
2022
|
| Online Access: | https://eprints.nottingham.ac.uk/67667/ |
| Summary: | Currently mainstream commercial banks will use diversification to reduce risk. However, there is still doubt that diversification can reduce business risk. Therefore, this paper will examine whether diversification can reduce the risk of commercial banks and whether human capital plays an intermediary role in it. In order to study
the above issue, this paper analyses the financial data of 37 A-share listed
commercial banks from 2011 to 2020, and the results show that diversification can
reduce the risk of commercial banks, and human capital also plays a mediating
effect of 5.56%. |
|---|