Limited loan rate differentiation, guanxi, loan size and loan maturity in the Chinese bank credit market

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Limited loan rate differentiation, guanxi, loan size and loan maturity in the Chinese bank credit market

Since 2004, China has partially liberalized loan rate setting by the banks, but loan rates remain stubbornly within narrow bounds. We argue that competition in the loan market is signalled through the variation of loan deal terms and loan maturity rather than loan rates. We examine the determinants...

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Bibliographic Details
Main Authors:	Matthews, Kent, Yin, Wei
Format:	Article
Language:	English
Published:	2020
Subjects:	China banks; loan terms; firm-bank relationships
Online Access:	https://eprints.nottingham.ac.uk/60862/

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