Determinants of Bank Profitability in the United States
Abstract This paper examines determinants of commercial bank profitability in the United States over the period 2009 to 2018. The sample in this paper is 100 commercial, active and lived banks located in the US and it contains 1000 observations due to creating a balanced dataset. ROAE as a measure...
| Main Author: | |
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| Format: | Dissertation (University of Nottingham only) |
| Language: | English |
| Published: |
2019
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| Online Access: | https://eprints.nottingham.ac.uk/58422/ |
| _version_ | 1848799543622107136 |
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| author | BA, ZIWEI |
| author_facet | BA, ZIWEI |
| author_sort | BA, ZIWEI |
| building | Nottingham Research Data Repository |
| collection | Online Access |
| description | Abstract
This paper examines determinants of commercial bank profitability in the United States over the period 2009 to 2018. The sample in this paper is 100 commercial, active and lived banks located in the US and it contains 1000 observations due to creating a balanced dataset. ROAE as a measure of profitability is used in this paper, and we choose the independent variables from two categories: 5 bank-specific factors and 3 macroeconomic factors. In order to overcome unobservable and constant heterogeneity as well as endogeneity problem, this paper use the system GMM estimator. According to our findings, the most variables are significantly related to bank performance, except the size of banks and the unemployment rate. |
| first_indexed | 2025-11-14T20:37:20Z |
| format | Dissertation (University of Nottingham only) |
| id | nottingham-58422 |
| institution | University of Nottingham Malaysia Campus |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T20:37:20Z |
| publishDate | 2019 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | nottingham-584222022-12-07T14:01:25Z https://eprints.nottingham.ac.uk/58422/ Determinants of Bank Profitability in the United States BA, ZIWEI Abstract This paper examines determinants of commercial bank profitability in the United States over the period 2009 to 2018. The sample in this paper is 100 commercial, active and lived banks located in the US and it contains 1000 observations due to creating a balanced dataset. ROAE as a measure of profitability is used in this paper, and we choose the independent variables from two categories: 5 bank-specific factors and 3 macroeconomic factors. In order to overcome unobservable and constant heterogeneity as well as endogeneity problem, this paper use the system GMM estimator. According to our findings, the most variables are significantly related to bank performance, except the size of banks and the unemployment rate. 2019-12-01 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/58422/1/14341615_N14157_Determinants%20of%20Bank%20Profitability%20in%20the%20United%20States.pdf BA, ZIWEI (2019) Determinants of Bank Profitability in the United States. [Dissertation (University of Nottingham only)] |
| spellingShingle | BA, ZIWEI Determinants of Bank Profitability in the United States |
| title | Determinants of Bank Profitability in the United States |
| title_full | Determinants of Bank Profitability in the United States |
| title_fullStr | Determinants of Bank Profitability in the United States |
| title_full_unstemmed | Determinants of Bank Profitability in the United States |
| title_short | Determinants of Bank Profitability in the United States |
| title_sort | determinants of bank profitability in the united states |
| url | https://eprints.nottingham.ac.uk/58422/ |