An Empirical Study on Operational Risk Measurement of Commercial Banks in China

Operational risk is an ancient risk that has existed since the bank started its business activities, but it has not been included in the bank's risk management system in the form of an independent risk.The frequent occurrence of operational risk loss events has caused considerable losses to fin...

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Main Author: Wang, Yang
Format: Dissertation (University of Nottingham only)
Language:English
Published: 2018
Online Access:https://eprints.nottingham.ac.uk/54686/
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author Wang, Yang
author_facet Wang, Yang
author_sort Wang, Yang
building Nottingham Research Data Repository
collection Online Access
description Operational risk is an ancient risk that has existed since the bank started its business activities, but it has not been included in the bank's risk management system in the form of an independent risk.The frequent occurrence of operational risk loss events has caused considerable losses to financial institutions.Effective measurement of operational risk is a premise for reducing risk loss.In this context, the Basel Committee on Banking Supervision regards operational risk as the focus of bank risk management and puts forward operational risk measurement methods.Therefore, the purpose of this dissertation is to conduct empirical research on the operational risk measurement of commercial banks in China. This dissertation first introduces the background and significance of the topic.In the second chapter, the definition, causes, measurement and supervision of operational risk in the Basel Accord are elaborated in detail and are related to China's actual situation, which lays a theoretical foundation for the empirical part. Then the income model is chosen as the measurement method. Taking China's commercial banks as research objects, a regression analysis is conducted. Finally, on the basis of the empirical conclusions, suggestions to strengthen the operational risk management of commercial banks are put forward.
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spelling nottingham-546862022-11-21T15:13:04Z https://eprints.nottingham.ac.uk/54686/ An Empirical Study on Operational Risk Measurement of Commercial Banks in China Wang, Yang Operational risk is an ancient risk that has existed since the bank started its business activities, but it has not been included in the bank's risk management system in the form of an independent risk.The frequent occurrence of operational risk loss events has caused considerable losses to financial institutions.Effective measurement of operational risk is a premise for reducing risk loss.In this context, the Basel Committee on Banking Supervision regards operational risk as the focus of bank risk management and puts forward operational risk measurement methods.Therefore, the purpose of this dissertation is to conduct empirical research on the operational risk measurement of commercial banks in China. This dissertation first introduces the background and significance of the topic.In the second chapter, the definition, causes, measurement and supervision of operational risk in the Basel Accord are elaborated in detail and are related to China's actual situation, which lays a theoretical foundation for the empirical part. Then the income model is chosen as the measurement method. Taking China's commercial banks as research objects, a regression analysis is conducted. Finally, on the basis of the empirical conclusions, suggestions to strengthen the operational risk management of commercial banks are put forward. 2018-12-01 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/54686/1/YANG%20WANG%20-dissertation.pdf Wang, Yang (2018) An Empirical Study on Operational Risk Measurement of Commercial Banks in China. [Dissertation (University of Nottingham only)]
spellingShingle Wang, Yang
An Empirical Study on Operational Risk Measurement of Commercial Banks in China
title An Empirical Study on Operational Risk Measurement of Commercial Banks in China
title_full An Empirical Study on Operational Risk Measurement of Commercial Banks in China
title_fullStr An Empirical Study on Operational Risk Measurement of Commercial Banks in China
title_full_unstemmed An Empirical Study on Operational Risk Measurement of Commercial Banks in China
title_short An Empirical Study on Operational Risk Measurement of Commercial Banks in China
title_sort empirical study on operational risk measurement of commercial banks in china
url https://eprints.nottingham.ac.uk/54686/