The Impact of Internet Finance on Commercial Banks Efficiency in China
This dissertation uses two-step Stochastic Frontier Analysis to estimate the impact of the development of internet finance on commercial bank (State-owned commercial banks, Joint-stock commercial banks, and City commercial banks) efficiency in China. The dataset involves 452 bank-year observations d...
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| Format: | Dissertation (University of Nottingham only) |
| Language: | English |
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2018
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| Online Access: | https://eprints.nottingham.ac.uk/53932/ |
| _version_ | 1848798999103930368 |
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| author | Pang, Meng |
| author_facet | Pang, Meng |
| author_sort | Pang, Meng |
| building | Nottingham Research Data Repository |
| collection | Online Access |
| description | This dissertation uses two-step Stochastic Frontier Analysis to estimate the impact of the development of internet finance on commercial bank (State-owned commercial banks, Joint-stock commercial banks, and City commercial banks) efficiency in China. The dataset involves 452 bank-year observations during the period of 2011-2017. The development of internet finance is related to the development of Third Mobile Payment and Third Internet Payment. The results suggest that the change in annual average overall cost efficiency is greatly influenced by City commercial banks, and the bank inefficiency is negative related to the GDP growth, bank profitability, equity structure, risk management ability, bank scale, and the development of internet finance. |
| first_indexed | 2025-11-14T20:28:41Z |
| format | Dissertation (University of Nottingham only) |
| id | nottingham-53932 |
| institution | University of Nottingham Malaysia Campus |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T20:28:41Z |
| publishDate | 2018 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | nottingham-539322022-04-07T14:38:48Z https://eprints.nottingham.ac.uk/53932/ The Impact of Internet Finance on Commercial Banks Efficiency in China Pang, Meng This dissertation uses two-step Stochastic Frontier Analysis to estimate the impact of the development of internet finance on commercial bank (State-owned commercial banks, Joint-stock commercial banks, and City commercial banks) efficiency in China. The dataset involves 452 bank-year observations during the period of 2011-2017. The development of internet finance is related to the development of Third Mobile Payment and Third Internet Payment. The results suggest that the change in annual average overall cost efficiency is greatly influenced by City commercial banks, and the bank inefficiency is negative related to the GDP growth, bank profitability, equity structure, risk management ability, bank scale, and the development of internet finance. 2018-12-01 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/53932/1/PM.pdf Pang, Meng (2018) The Impact of Internet Finance on Commercial Banks Efficiency in China. [Dissertation (University of Nottingham only)] Internet Finance Commercial Banks Efficiency Stochastic Frontier Approach. |
| spellingShingle | Internet Finance Commercial Banks Efficiency Stochastic Frontier Approach. Pang, Meng The Impact of Internet Finance on Commercial Banks Efficiency in China |
| title | The Impact of Internet Finance on Commercial Banks Efficiency in China |
| title_full | The Impact of Internet Finance on Commercial Banks Efficiency in China |
| title_fullStr | The Impact of Internet Finance on Commercial Banks Efficiency in China |
| title_full_unstemmed | The Impact of Internet Finance on Commercial Banks Efficiency in China |
| title_short | The Impact of Internet Finance on Commercial Banks Efficiency in China |
| title_sort | impact of internet finance on commercial banks efficiency in china |
| topic | Internet Finance Commercial Banks Efficiency Stochastic Frontier Approach. |
| url | https://eprints.nottingham.ac.uk/53932/ |