How do payday loans affect borrowers?: evidence from the UK market

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How do payday loans affect borrowers?: evidence from the UK market

Payday loans are controversial high cost, short-term lending products, banned in many US states. But debates surrounding their benefits to consumers continue. We analyse the effects of payday loans on consumers using a unique dataset including 99% of loans approved in the UK over a two-year period m...

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Bibliographic Details
Main Authors:	Gathergood, John, Guttman-Kenney, Benedict, Hunt, Stefan
Format:	Article
Published:	Oxford University Press 2018
Subjects:	payday loan sub-prime credit consumer credit financial distress
Online Access:	https://eprints.nottingham.ac.uk/52867/

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