The analysis of relationship between diversified income structure and risk in Chinese commercial banking industry

This dissertation examines the relationship between diversified income structure and risk in Chinese commercial banking sector. Applying a panel data from 15 listed Chinese commercial banks during 2012 and 2016, this study uses qualitative research methods (based on previous literature and theories)...

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Main Author: Zhang, Tong
Format: Dissertation (University of Nottingham only)
Language:English
Published: 2017
Subjects:
Online Access:https://eprints.nottingham.ac.uk/46139/
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author Zhang, Tong
author_facet Zhang, Tong
author_sort Zhang, Tong
building Nottingham Research Data Repository
collection Online Access
description This dissertation examines the relationship between diversified income structure and risk in Chinese commercial banking sector. Applying a panel data from 15 listed Chinese commercial banks during 2012 and 2016, this study uses qualitative research methods (based on previous literature and theories), quantitative research methods (by using Individual Effects Model in regression analyses), descriptive analysis method and comparative analysis approach (comparing the condition of different types of commercial banks), to reach a conclusion that diversified income structure would significantly increase bank risks, and the influence of diversification on various types of Chinese commercial banks are different. Finally, combined with the current situation of Chinese commercial banks' income structure, this paper proposes several suggestions to improve the performance of Chinese commercial banking industry.
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spelling nottingham-461392018-04-17T15:10:42Z https://eprints.nottingham.ac.uk/46139/ The analysis of relationship between diversified income structure and risk in Chinese commercial banking industry Zhang, Tong This dissertation examines the relationship between diversified income structure and risk in Chinese commercial banking sector. Applying a panel data from 15 listed Chinese commercial banks during 2012 and 2016, this study uses qualitative research methods (based on previous literature and theories), quantitative research methods (by using Individual Effects Model in regression analyses), descriptive analysis method and comparative analysis approach (comparing the condition of different types of commercial banks), to reach a conclusion that diversified income structure would significantly increase bank risks, and the influence of diversification on various types of Chinese commercial banks are different. Finally, combined with the current situation of Chinese commercial banks' income structure, this paper proposes several suggestions to improve the performance of Chinese commercial banking industry. 2017-09-13 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/46139/1/dissertation%20%28Tong%20Zhang%29.pdf Zhang, Tong (2017) The analysis of relationship between diversified income structure and risk in Chinese commercial banking industry. [Dissertation (University of Nottingham only)] Diversified income structure risk Chinese commercial banks
spellingShingle Diversified income structure
risk
Chinese commercial banks
Zhang, Tong
The analysis of relationship between diversified income structure and risk in Chinese commercial banking industry
title The analysis of relationship between diversified income structure and risk in Chinese commercial banking industry
title_full The analysis of relationship between diversified income structure and risk in Chinese commercial banking industry
title_fullStr The analysis of relationship between diversified income structure and risk in Chinese commercial banking industry
title_full_unstemmed The analysis of relationship between diversified income structure and risk in Chinese commercial banking industry
title_short The analysis of relationship between diversified income structure and risk in Chinese commercial banking industry
title_sort analysis of relationship between diversified income structure and risk in chinese commercial banking industry
topic Diversified income structure
risk
Chinese commercial banks
url https://eprints.nottingham.ac.uk/46139/