An analysis of efficiency and loan loss provisioning behaviour in Japanese banking

The dissertation aims to investigate the loan loss provision behaviours in Japanese banks over the sample period 2010 to 2016 with respect to cost efficiency and three hypotheses (earning management, capital management and business cycle) based on relevant empirical literatures and 64 Japanese banks...

Full description

Bibliographic Details
Main Author: Wu, J.Y.
Format: Dissertation (University of Nottingham only)
Language:English
Published: 2017
Online Access:https://eprints.nottingham.ac.uk/45446/
_version_ 1848797132493946880
author Wu, J.Y.
author_facet Wu, J.Y.
author_sort Wu, J.Y.
building Nottingham Research Data Repository
collection Online Access
description The dissertation aims to investigate the loan loss provision behaviours in Japanese banks over the sample period 2010 to 2016 with respect to cost efficiency and three hypotheses (earning management, capital management and business cycle) based on relevant empirical literatures and 64 Japanese banks. There are two main models employed in the dissertation. First of all, cost efficiency will be assessed via the Stochastic Frontier Approach (SFA) model which explored that overall efficiency score for Japanese banks in each year is nearly over 80% and indicated Japanese banks maintained financial stability efficiently. In addition, Generalized Method of Moments (GMM) model is adopted to analyse loan loss provision behaviours. As a consequence, some available results support cost efficiency in Japanese banks, while there is no clear evidence to support earning management, capital management and business cycle.
first_indexed 2025-11-14T19:59:01Z
format Dissertation (University of Nottingham only)
id nottingham-45446
institution University of Nottingham Malaysia Campus
institution_category Local University
language English
last_indexed 2025-11-14T19:59:01Z
publishDate 2017
recordtype eprints
repository_type Digital Repository
spelling nottingham-454462018-04-17T15:22:24Z https://eprints.nottingham.ac.uk/45446/ An analysis of efficiency and loan loss provisioning behaviour in Japanese banking Wu, J.Y. The dissertation aims to investigate the loan loss provision behaviours in Japanese banks over the sample period 2010 to 2016 with respect to cost efficiency and three hypotheses (earning management, capital management and business cycle) based on relevant empirical literatures and 64 Japanese banks. There are two main models employed in the dissertation. First of all, cost efficiency will be assessed via the Stochastic Frontier Approach (SFA) model which explored that overall efficiency score for Japanese banks in each year is nearly over 80% and indicated Japanese banks maintained financial stability efficiently. In addition, Generalized Method of Moments (GMM) model is adopted to analyse loan loss provision behaviours. As a consequence, some available results support cost efficiency in Japanese banks, while there is no clear evidence to support earning management, capital management and business cycle. 2017-09-05 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/45446/1/Dissertation-2017-Jingyi%20Wu.pdf Wu, J.Y. (2017) An analysis of efficiency and loan loss provisioning behaviour in Japanese banking. [Dissertation (University of Nottingham only)]
spellingShingle Wu, J.Y.
An analysis of efficiency and loan loss provisioning behaviour in Japanese banking
title An analysis of efficiency and loan loss provisioning behaviour in Japanese banking
title_full An analysis of efficiency and loan loss provisioning behaviour in Japanese banking
title_fullStr An analysis of efficiency and loan loss provisioning behaviour in Japanese banking
title_full_unstemmed An analysis of efficiency and loan loss provisioning behaviour in Japanese banking
title_short An analysis of efficiency and loan loss provisioning behaviour in Japanese banking
title_sort analysis of efficiency and loan loss provisioning behaviour in japanese banking
url https://eprints.nottingham.ac.uk/45446/