Political connections, bailout in financial markets and firm value

The paper shows that politically motivated interventions in the financial market in the form of bailing out borrowing firms reduce banks’ incentives to gather valuable information about firms’ projects. This loss of information is a hidden cost which adversely affects firm value. Firms invest resour...

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Main Authors: Banerji, Sanjay, Duygun, Meryem, Shaban, Mohamed
Format: Article
Published: Elsevier 2016
Subjects:
Online Access:https://eprints.nottingham.ac.uk/40414/
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author Banerji, Sanjay
Duygun, Meryem
Shaban, Mohamed
author_facet Banerji, Sanjay
Duygun, Meryem
Shaban, Mohamed
author_sort Banerji, Sanjay
building Nottingham Research Data Repository
collection Online Access
description The paper shows that politically motivated interventions in the financial market in the form of bailing out borrowing firms reduce banks’ incentives to gather valuable information about firms’ projects. This loss of information is a hidden cost which adversely affects firm value. Firms invest resources and pay a premium to politically connected persons (BOD or other personnel). Such connections serve the twin purposes of hedging and enhancement of the value of collateral pledged against bank loans. Feeling secured, banks lose incentives to monitor borrowing firms. Thus, wealth effect of bailout from political connection is partially offset by the losses of valuable information brought about by bank lending. In equilibrium, the trade-off from gains out of political connections and costs due to losses from information-based bank monitoring depend on (i) the country’s disclosure laws, (ii) the political environment, (iii) the premium paid to form connections, and (iv) the state of the economy.
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spelling nottingham-404142020-05-04T18:24:51Z https://eprints.nottingham.ac.uk/40414/ Political connections, bailout in financial markets and firm value Banerji, Sanjay Duygun, Meryem Shaban, Mohamed The paper shows that politically motivated interventions in the financial market in the form of bailing out borrowing firms reduce banks’ incentives to gather valuable information about firms’ projects. This loss of information is a hidden cost which adversely affects firm value. Firms invest resources and pay a premium to politically connected persons (BOD or other personnel). Such connections serve the twin purposes of hedging and enhancement of the value of collateral pledged against bank loans. Feeling secured, banks lose incentives to monitor borrowing firms. Thus, wealth effect of bailout from political connection is partially offset by the losses of valuable information brought about by bank lending. In equilibrium, the trade-off from gains out of political connections and costs due to losses from information-based bank monitoring depend on (i) the country’s disclosure laws, (ii) the political environment, (iii) the premium paid to form connections, and (iv) the state of the economy. Elsevier 2016-12-21 Article PeerReviewed Banerji, Sanjay, Duygun, Meryem and Shaban, Mohamed (2016) Political connections, bailout in financial markets and firm value. Journal of Corporate Finance . ISSN 0929-1199 (In Press) Bank monitoring information production Bailout political connection http://www.sciencedirect.com/science/article/pii/S0929119916303492 doi:10.1016/j.jcorpfin.2016.12.001 doi:10.1016/j.jcorpfin.2016.12.001
spellingShingle Bank monitoring
information production
Bailout
political connection
Banerji, Sanjay
Duygun, Meryem
Shaban, Mohamed
Political connections, bailout in financial markets and firm value
title Political connections, bailout in financial markets and firm value
title_full Political connections, bailout in financial markets and firm value
title_fullStr Political connections, bailout in financial markets and firm value
title_full_unstemmed Political connections, bailout in financial markets and firm value
title_short Political connections, bailout in financial markets and firm value
title_sort political connections, bailout in financial markets and firm value
topic Bank monitoring
information production
Bailout
political connection
url https://eprints.nottingham.ac.uk/40414/
https://eprints.nottingham.ac.uk/40414/
https://eprints.nottingham.ac.uk/40414/