Banerji, S., & Basu, P. (2015). Borrower's moral hazard, risk premium, and welfare: A comparison of universal and stand-alone banking systems. Elsevier.
Chicago Style (17th ed.) CitationBanerji, Sanjay, and Parantap Basu. Borrower's Moral Hazard, Risk Premium, and Welfare: A Comparison of Universal and Stand-alone Banking Systems. Elsevier, 2015.
MLA (9th ed.) CitationBanerji, Sanjay, and Parantap Basu. Borrower's Moral Hazard, Risk Premium, and Welfare: A Comparison of Universal and Stand-alone Banking Systems. Elsevier, 2015.
Warning: These citations may not always be 100% accurate.