Research on the Profit Model Transformation of Chinese Commercial Banks under the Background of Interest Rate Liberalization
Currently, Chinese interest rate marketization reform in the money market, interbank lending market and the credit market had completed, interest rate liberalization has entered a critical stage. Commercial banks are still depend on the deposits and loans business income as their main source of reve...
| Main Author: | |
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| Format: | Dissertation (University of Nottingham only) |
| Language: | English |
| Published: |
2016
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| Online Access: | https://eprints.nottingham.ac.uk/36922/ |
| _version_ | 1848795360030359552 |
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| author | LU, Xiaonan |
| author_facet | LU, Xiaonan |
| author_sort | LU, Xiaonan |
| building | Nottingham Research Data Repository |
| collection | Online Access |
| description | Currently, Chinese interest rate marketization reform in the money market, interbank lending market and the credit market had completed, interest rate liberalization has entered a critical stage. Commercial banks are still depend on the deposits and loans business income as their main source of revenue. Thus, the traditional profit model that depend on interest spreads income will be hit significantly with the gradually deepened.interest rate liberalization reform. This paper attempts to provide suggestions for banks on profit model transformation under the background of interest rate liberalization through the analysis of current banks’ profit model. |
| first_indexed | 2025-11-14T19:30:51Z |
| format | Dissertation (University of Nottingham only) |
| id | nottingham-36922 |
| institution | University of Nottingham Malaysia Campus |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T19:30:51Z |
| publishDate | 2016 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | nottingham-369222017-10-19T17:07:19Z https://eprints.nottingham.ac.uk/36922/ Research on the Profit Model Transformation of Chinese Commercial Banks under the Background of Interest Rate Liberalization LU, Xiaonan Currently, Chinese interest rate marketization reform in the money market, interbank lending market and the credit market had completed, interest rate liberalization has entered a critical stage. Commercial banks are still depend on the deposits and loans business income as their main source of revenue. Thus, the traditional profit model that depend on interest spreads income will be hit significantly with the gradually deepened.interest rate liberalization reform. This paper attempts to provide suggestions for banks on profit model transformation under the background of interest rate liberalization through the analysis of current banks’ profit model. 2016-09-15 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/36922/1/Research%20on%20the%20Profit%20Model%20Transformation%20of%20Chinese%20Commercial%20Banks%20under%20the%20Background%20of%20Interest%20Rate%20Liberalization.pdf LU, Xiaonan (2016) Research on the Profit Model Transformation of Chinese Commercial Banks under the Background of Interest Rate Liberalization. [Dissertation (University of Nottingham only)] Interest Rate Marketization; Profit Model; Intermediate Business Income |
| spellingShingle | Interest Rate Marketization; Profit Model; Intermediate Business Income LU, Xiaonan Research on the Profit Model Transformation of Chinese Commercial Banks under the Background of Interest Rate Liberalization |
| title | Research on the Profit Model Transformation of Chinese Commercial Banks under the Background of Interest Rate Liberalization |
| title_full | Research on the Profit Model Transformation of Chinese Commercial Banks under the Background of Interest Rate Liberalization |
| title_fullStr | Research on the Profit Model Transformation of Chinese Commercial Banks under the Background of Interest Rate Liberalization |
| title_full_unstemmed | Research on the Profit Model Transformation of Chinese Commercial Banks under the Background of Interest Rate Liberalization |
| title_short | Research on the Profit Model Transformation of Chinese Commercial Banks under the Background of Interest Rate Liberalization |
| title_sort | research on the profit model transformation of chinese commercial banks under the background of interest rate liberalization |
| topic | Interest Rate Marketization; Profit Model; Intermediate Business Income |
| url | https://eprints.nottingham.ac.uk/36922/ |