The Determinants of Bank Profitability in China under Lending Restriction and Supervision
This paper examined the impact of liquidity under lending restriction and supervision on profitability determinants for the profits growth of commercial banks in China, using a balanced panel data of 34 commercial banks during the period of 2009-2014. In our model, we choose Return on Assets (ROA) a...
| Main Author: | |
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| Format: | Dissertation (University of Nottingham only) |
| Language: | English |
| Published: |
2016
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| Online Access: | https://eprints.nottingham.ac.uk/36807/ |
| _version_ | 1848795349345370112 |
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| author | Du, Lijin |
| author_facet | Du, Lijin |
| author_sort | Du, Lijin |
| building | Nottingham Research Data Repository |
| collection | Online Access |
| description | This paper examined the impact of liquidity under lending restriction and supervision on profitability determinants for the profits growth of commercial banks in China, using a balanced panel data of 34 commercial banks during the period of 2009-2014. In our model, we choose Return on Assets (ROA) as the dependent variable and divide the determinants of bank profitability into internal and external factors, including liquidity ratios as a controlling independent variable. As we find that liquidity indicator is the endogenous variable of bank profitability, we use General Moment Movement (GMM) estimator to eliminate the effect of biased endogeneity and then measure significant factors contributed to promoting Chinese bank’s performance. |
| first_indexed | 2025-11-14T19:30:40Z |
| format | Dissertation (University of Nottingham only) |
| id | nottingham-36807 |
| institution | University of Nottingham Malaysia Campus |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T19:30:40Z |
| publishDate | 2016 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | nottingham-368072017-10-19T17:02:57Z https://eprints.nottingham.ac.uk/36807/ The Determinants of Bank Profitability in China under Lending Restriction and Supervision Du, Lijin This paper examined the impact of liquidity under lending restriction and supervision on profitability determinants for the profits growth of commercial banks in China, using a balanced panel data of 34 commercial banks during the period of 2009-2014. In our model, we choose Return on Assets (ROA) as the dependent variable and divide the determinants of bank profitability into internal and external factors, including liquidity ratios as a controlling independent variable. As we find that liquidity indicator is the endogenous variable of bank profitability, we use General Moment Movement (GMM) estimator to eliminate the effect of biased endogeneity and then measure significant factors contributed to promoting Chinese bank’s performance. 2016 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/36807/1/The%20Determinants%20of%20Bank%20Profitability%20in%20China%20under%20Lending%20Restriction%20and%20Supervision.pdf Du, Lijin (2016) The Determinants of Bank Profitability in China under Lending Restriction and Supervision. [Dissertation (University of Nottingham only)] Liquidity Lending restriction Supervision Profits growth Profitability determinants GMM |
| spellingShingle | Liquidity Lending restriction Supervision Profits growth Profitability determinants GMM Du, Lijin The Determinants of Bank Profitability in China under Lending Restriction and Supervision |
| title | The Determinants of Bank Profitability in China under Lending Restriction and Supervision |
| title_full | The Determinants of Bank Profitability in China under Lending Restriction and Supervision |
| title_fullStr | The Determinants of Bank Profitability in China under Lending Restriction and Supervision |
| title_full_unstemmed | The Determinants of Bank Profitability in China under Lending Restriction and Supervision |
| title_short | The Determinants of Bank Profitability in China under Lending Restriction and Supervision |
| title_sort | determinants of bank profitability in china under lending restriction and supervision |
| topic | Liquidity Lending restriction Supervision Profits growth Profitability determinants GMM |
| url | https://eprints.nottingham.ac.uk/36807/ |