Banks’ Performance in Thailand: Profitability and Efficiency, 2009-2013

The purpose of this study is to examine the cost efficiency as well as investigate the influence of bank-specific, industry-specific and macroeconomic variables on banks’ profitability. The panel data of twenty commercial banks in Thailand during 2009-2013 is adopted to estimate the cost efficiency...

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Main Author: Arsayawachira, Pariyada
Format: Dissertation (University of Nottingham only)
Language:English
Published: 2016
Online Access:https://eprints.nottingham.ac.uk/36758/
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author Arsayawachira, Pariyada
author_facet Arsayawachira, Pariyada
author_sort Arsayawachira, Pariyada
building Nottingham Research Data Repository
collection Online Access
description The purpose of this study is to examine the cost efficiency as well as investigate the influence of bank-specific, industry-specific and macroeconomic variables on banks’ profitability. The panel data of twenty commercial banks in Thailand during 2009-2013 is adopted to estimate the cost efficiency by employing SFA technique as well as to investigate the profitability by applying GMM approach. The empirical results illustrate that commercial banks in Thailand maintain the high level of average cost efficiency around 76.22-94.29%. There are four determinants significantly affect banks’ profitability. ROEt-1 and GDP have the positive relationship whilst SMD and Z-score have the negative association with the profitability. This research provides several benefits for commercial banks, policymakers, regulators and the government to develop the appropriate strategy and regulatory policy. Furthermore, it is advantageous for the further study of other literatures.
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institution University of Nottingham Malaysia Campus
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language English
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spelling nottingham-367582017-10-19T17:00:29Z https://eprints.nottingham.ac.uk/36758/ Banks’ Performance in Thailand: Profitability and Efficiency, 2009-2013 Arsayawachira, Pariyada The purpose of this study is to examine the cost efficiency as well as investigate the influence of bank-specific, industry-specific and macroeconomic variables on banks’ profitability. The panel data of twenty commercial banks in Thailand during 2009-2013 is adopted to estimate the cost efficiency by employing SFA technique as well as to investigate the profitability by applying GMM approach. The empirical results illustrate that commercial banks in Thailand maintain the high level of average cost efficiency around 76.22-94.29%. There are four determinants significantly affect banks’ profitability. ROEt-1 and GDP have the positive relationship whilst SMD and Z-score have the negative association with the profitability. This research provides several benefits for commercial banks, policymakers, regulators and the government to develop the appropriate strategy and regulatory policy. Furthermore, it is advantageous for the further study of other literatures. 2016-09-15 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/36758/1/Dissertation_Pariyada%20Arsayawachira_MSc%20Banking%20and%20Finance.pdf Arsayawachira, Pariyada (2016) Banks’ Performance in Thailand: Profitability and Efficiency, 2009-2013. [Dissertation (University of Nottingham only)]
spellingShingle Arsayawachira, Pariyada
Banks’ Performance in Thailand: Profitability and Efficiency, 2009-2013
title Banks’ Performance in Thailand: Profitability and Efficiency, 2009-2013
title_full Banks’ Performance in Thailand: Profitability and Efficiency, 2009-2013
title_fullStr Banks’ Performance in Thailand: Profitability and Efficiency, 2009-2013
title_full_unstemmed Banks’ Performance in Thailand: Profitability and Efficiency, 2009-2013
title_short Banks’ Performance in Thailand: Profitability and Efficiency, 2009-2013
title_sort banks’ performance in thailand: profitability and efficiency, 2009-2013
url https://eprints.nottingham.ac.uk/36758/