| Summary: | Given the central role that the provisioning system plays during economic crises, this study
aims to investigate the Loan Loss Provisioning behaviour of Italian Commercial banks between
2005 and 2015. Firstly, the study will examine the evolution of the performances of Italian
banks throughout the period. In addition, scale economies and technical change values will be
estimated. Later, the study will analyse the provisioning behaviour of banks testing the incomesmoothing,
capital management and business cycle hypotheses. Furthermore, the research aims
to verify if the inclusion of the values of cost-efficiency, scale economies and technical change
is relevant to model LLPs behaviour.
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