Fintech in Taiwan: Prospects and Implications for Incumbents
Purpose –The purpose of this research project is to investigate how fintech affects corporate finance business in banks and SMEs finance in Taiwan. Design/Methodology/approach –This research adopts secondary data analysis as the research method. The involving readings include journals, theses, go...
| Main Author: | |
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| Format: | Dissertation (University of Nottingham only) |
| Language: | English |
| Published: |
2016
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| Online Access: | https://eprints.nottingham.ac.uk/36457/ |
| _version_ | 1848795288007868416 |
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| author | CHENG, YU SHAN |
| author_facet | CHENG, YU SHAN |
| author_sort | CHENG, YU SHAN |
| building | Nottingham Research Data Repository |
| collection | Online Access |
| description | Purpose –The purpose of this research project is to investigate how fintech affects corporate finance business in banks and SMEs finance in Taiwan.
Design/Methodology/approach –This research adopts secondary data analysis as the research method. The involving readings include journals, theses, government information, news and websites related to the topic of this project.
Findings – Currently, the negative effect of fintech lending caused on banks is limited due to the regulation is strict on offering loans. In addition, due the slow adoption in fintech and strict regulation, lending business of banks in Taiwan has not met fierce competition from fintech players. Banks can take advantage of innovative technologies and integrate it into existing system to maintain its competitive advantages.
Research limitations – Limitations are related to the constraints on data acquisition of first hand information of incumbents and time restriction. The research provide
Key words –Bank, Fintech, Financial technology, Financial institution, SMEs, Lending, Financial services, Taiwan. |
| first_indexed | 2025-11-14T19:29:42Z |
| format | Dissertation (University of Nottingham only) |
| id | nottingham-36457 |
| institution | University of Nottingham Malaysia Campus |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T19:29:42Z |
| publishDate | 2016 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | nottingham-364572018-04-24T15:56:49Z https://eprints.nottingham.ac.uk/36457/ Fintech in Taiwan: Prospects and Implications for Incumbents CHENG, YU SHAN Purpose –The purpose of this research project is to investigate how fintech affects corporate finance business in banks and SMEs finance in Taiwan. Design/Methodology/approach –This research adopts secondary data analysis as the research method. The involving readings include journals, theses, government information, news and websites related to the topic of this project. Findings – Currently, the negative effect of fintech lending caused on banks is limited due to the regulation is strict on offering loans. In addition, due the slow adoption in fintech and strict regulation, lending business of banks in Taiwan has not met fierce competition from fintech players. Banks can take advantage of innovative technologies and integrate it into existing system to maintain its competitive advantages. Research limitations – Limitations are related to the constraints on data acquisition of first hand information of incumbents and time restriction. The research provide Key words –Bank, Fintech, Financial technology, Financial institution, SMEs, Lending, Financial services, Taiwan. 2016-09-11 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/36457/1/MANAGEMENT%20PROJECT%202016.pdf CHENG, YU SHAN (2016) Fintech in Taiwan: Prospects and Implications for Incumbents. [Dissertation (University of Nottingham only)] |
| spellingShingle | CHENG, YU SHAN Fintech in Taiwan: Prospects and Implications for Incumbents |
| title | Fintech in Taiwan: Prospects and Implications for Incumbents |
| title_full | Fintech in Taiwan: Prospects and Implications for Incumbents |
| title_fullStr | Fintech in Taiwan: Prospects and Implications for Incumbents |
| title_full_unstemmed | Fintech in Taiwan: Prospects and Implications for Incumbents |
| title_short | Fintech in Taiwan: Prospects and Implications for Incumbents |
| title_sort | fintech in taiwan: prospects and implications for incumbents |
| url | https://eprints.nottingham.ac.uk/36457/ |