| Summary: | Purpose –The purpose of this research project is to investigate how fintech affects corporate finance business in banks and SMEs finance in Taiwan.
Design/Methodology/approach –This research adopts secondary data analysis as the research method. The involving readings include journals, theses, government information, news and websites related to the topic of this project.
Findings – Currently, the negative effect of fintech lending caused on banks is limited due to the regulation is strict on offering loans. In addition, due the slow adoption in fintech and strict regulation, lending business of banks in Taiwan has not met fierce competition from fintech players. Banks can take advantage of innovative technologies and integrate it into existing system to maintain its competitive advantages.
Research limitations – Limitations are related to the constraints on data acquisition of first hand information of incumbents and time restriction. The research provide
Key words –Bank, Fintech, Financial technology, Financial institution, SMEs, Lending, Financial services, Taiwan.
|
|---|