Payment choice in international trade: theory and evidence from cross-country firm-level data

When trading across borders, firms choose between different payment contracts. Theoretically, this should allow firms to trade-off differences in financing costs and enforcement across countries. This paper provides evidence for this hypothesis employing firm-level data from a large number of develo...

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Main Authors: Hoefele, Andreas, Schmidt-Eisenlohr, Tim, Yu, Zhihong
Format: Article
Language:English
Published: Wiley 2015
Subjects:
Online Access:https://eprints.nottingham.ac.uk/34410/
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author Hoefele, Andreas
Schmidt-Eisenlohr, Tim
Yu, Zhihong
author_facet Hoefele, Andreas
Schmidt-Eisenlohr, Tim
Yu, Zhihong
author_sort Hoefele, Andreas
building Nottingham Research Data Repository
collection Online Access
description When trading across borders, firms choose between different payment contracts. Theoretically, this should allow firms to trade-off differences in financing costs and enforcement across countries. This paper provides evidence for this hypothesis employing firm-level data from a large number of developing countries. As predicted, international transactions are more likely paid after delivery when financing costs in the source country are high and when contract enforcement is low. We extend the theory and also show empirically that the more complex an industry is, the more important is contract enforcement and the less important are financing costs for the contract choice.
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spelling nottingham-344102020-05-08T12:30:15Z https://eprints.nottingham.ac.uk/34410/ Payment choice in international trade: theory and evidence from cross-country firm-level data Hoefele, Andreas Schmidt-Eisenlohr, Tim Yu, Zhihong When trading across borders, firms choose between different payment contracts. Theoretically, this should allow firms to trade-off differences in financing costs and enforcement across countries. This paper provides evidence for this hypothesis employing firm-level data from a large number of developing countries. As predicted, international transactions are more likely paid after delivery when financing costs in the source country are high and when contract enforcement is low. We extend the theory and also show empirically that the more complex an industry is, the more important is contract enforcement and the less important are financing costs for the contract choice. Wiley 2015-05-06 Article PeerReviewed application/pdf en https://eprints.nottingham.ac.uk/34410/8/CJE_2015_HSY_wp.pdf Hoefele, Andreas, Schmidt-Eisenlohr, Tim and Yu, Zhihong (2015) Payment choice in international trade: theory and evidence from cross-country firm-level data. Canadian Journal of Economics . ISSN 1540-5982 (In Press) trade finance payment contracts industry complexity developing countries trade intermediation
spellingShingle trade finance
payment contracts
industry complexity
developing countries
trade intermediation
Hoefele, Andreas
Schmidt-Eisenlohr, Tim
Yu, Zhihong
Payment choice in international trade: theory and evidence from cross-country firm-level data
title Payment choice in international trade: theory and evidence from cross-country firm-level data
title_full Payment choice in international trade: theory and evidence from cross-country firm-level data
title_fullStr Payment choice in international trade: theory and evidence from cross-country firm-level data
title_full_unstemmed Payment choice in international trade: theory and evidence from cross-country firm-level data
title_short Payment choice in international trade: theory and evidence from cross-country firm-level data
title_sort payment choice in international trade: theory and evidence from cross-country firm-level data
topic trade finance
payment contracts
industry complexity
developing countries
trade intermediation
url https://eprints.nottingham.ac.uk/34410/