Credit counseling: a substitute for consumer financial literacy?

QR Code

Credit counseling: a substitute for consumer financial literacy?

Is financial literacy a substitute or complement for financial advice? We analyze the decision by consumers to seek financial advice in the form of credit counseling. Credit counseling is an important component of the consumer credit sector for consumers facing debt problems. Our analysis accounts f...

Full description

Bibliographic Details
Main Authors:	Disney, Richard, Gathergood, John, Weber, Jörg
Format:	Article
Published:	Cambridge University Press 2015
Subjects:	Credit counseling; financial advice; financial literacy; household finance
Online Access:	https://eprints.nottingham.ac.uk/31375/

Similar Items

Financial literacy: a barrier to home ownership for the young?
by: Gathergood, John, et al.
Published: (2017)

Self-control, financial literacy & the co-holding puzzle
by: Gathergood, John, et al.
Published: (2014)

Essays in financial literacy & decision making
by: Weber, Jörg
Published: (2015)

Financial literacy, present bias and alternative mortgage products
by: Gathergood, John, et al.
Published: (2017)

Consumer's Negative emotions, Financial Decisions, Financial Advice
by: Konstantaki, Violetta
Published: (2007)

Financial literacy : an exploratory review of the literature and future research / Mohamad Azmi Abdullah and Rosita Chong
by: Chong, Rosita
Published: (2014)

Domestic cash flow and credit management: knowledge, behaviour and practice among the Kedah state government servants in the district Kuala Muda / Siti Salmah Abu Bakar ... [et al.]
by: Abu Bakar, Siti Salmah, et al.
Published: (2011)

Financial literacy: Factor influencing the level of financial literacy among college students (A study case: Kolej Poly-Tech Mara Kota Bharu) / Nor Fatimah Muhammad @ Harun
by: Muhammad @ Harun, Nor Fatimah
Published: (2016)

Factors that contributed to default in credit card repayment / Normala Othman
by: Othman, Normala
Published: (2011)

Factors influencing credit card usage in Malaysia / Sharifah Nurhidayah Wan Mohamad Jaya
by: Wan Mohamad Jaya, Sharifah Nurhidayah
Published: (2019)

A study of Islamic financial literacy in Kuala Lipis, Pahang / Nurul Azira Hmd Misbah
by: Hmd Misbah, Nurul Azira
Published: (2018)

Factors that influence the attitude of credit card users among government servants: the study of Jabatan Tenaga Kerja, Johor Bahru, Johor / Nadzirah R. Azmi and Nurhani Asyura Daud
by: R. Azmi, Nadzirah, et al.
Published: (2013)

Factors that influencing credit card spending behavior among staff in Universiti Kuala Lumpur (UniKL) at Sultan Ismail Road, Kuala Lumpur / Nor Aizuddin Nor Aziz and Izzah Azri Hamidon
by: Nor Aziz, Nor Aizuddin, et al.
Published: (2014)

Factors contributing the usage of credit card among young adults / Nor Ernida Jaafar and Zuziana Md Said
by: Jaafar, Nor Ernida, et al.
Published: (2013)

The determinants of household debt in Malaysia / Muhammad Najmi Abu Bakar
by: Abu Bakar, Muhammad Najmi
Published: (2016)

Determinants affecting financial literacy among selected employees in Kowamas Berhad / Siti Nor Amirah Md. Noh
by: Md. Noh, Siti Nor Amirah
Published: (2019)

An Investigation of the Demand for Financial Advice in China's Retail Investment Markets
by: Ren, Haowei
Published: (2006)

A study on factors influence attitude toward credit card usage among employees of Naza World Auto Mall, Petaling Jaya / Nadhirah Mohd Sharif @ Nuri and Mohd Ariff Mohamed
by: Mohd Sharif @ Nuri, Nadhirah, et al.
Published: (2014)

Awareness toward bankruptcy risk among employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur / Muhamad Azraei Idros and Nurhanisah Abdullah
by: Idros, Muhamad Azraei, et al.
Published: (2013)

Examining the factors affecting saving in Malaysia / Nur Hanian Athirah Mohd Zali
by: Mohd Zali, Nur Hanian Athirah
Published: (2018)

The determinant of bankruptcy : a case of Malaysia / Nursyafiqah Abdul Rahim
by: Abdul Rahim, Nursyafiqah
Published: (2020)

Factors of over-indebtedness among employee in Felda Global Venture / Nurul Aziella Abd Aziz
by: Abd Aziz, Nurul Aziella
Published: (2015)

Relationship between financial literacy and quality of life among elderly in rural area in Pahang / Nurul A'ina Fitriah Azhar
by: Azhar, Nurul A'ina Fitriah
Published: (2020)

Factors predicting financial security of female headed households / Siti Yuliandi Ahmad … [et al.]
by: Ahmad, Siti Yuliandi, et al.
Published: (2017)

Factors affecting financial well-being among Nigerian students in a public university in Malaysia
by: Chikezie, Obilaonu Columbus
Published: (2017)

The awareness of credit card holder towards the knowledge and skill of personal finance / Nurul Alyssa Abdul Rais
by: Abdul Rais, Nurul Alyssa
Published: (2011)

The importance of personal financial planning among employees; case study: Felcra Berhad Wilayah Tengah / Norhusnah Hamid
by: Hamid, Norhusnah
Published: (2010)

Personal financial management among university students: the case of Malaysia / Nurul Huda Abd Rahman, Dr. Mohd Nizal Hanif and Norilmiah Azis.
by: Abd Rahman, Nurul Huda, et al.
Published: (2008)

The study on customer satisfaction towards credit card / Nurliana Omar
by: Omar, Nurliana
Published: (2011)

The factors that influenced the loan repayment performance: case study at Majlis Amanah Rakyat in Kuala Selangor area / Naqibah Nokma Ahmad Pakri
by: Ahmad Pakri, Naqibah Nokma
Published: (2015)

Financial knowledge and financial behaviour influence on personal financial distress among undergraduate students of public universities in Malaysia / Nelson Lajuni
by: Lajuni, Nelson
Published: (2018)

Factors influencing Islamic credit card usage among employees of Naza Eftra Trading, Petaling Jaya / Hazimah Soleha Ismail
by: Ismail, Hazimah Soleha
Published: (2015)

The financial factors in sustaining financial wellbeing among potential pensioners at UiTM Kedah / Siti Norfazlina Yusoff...[et al.]
by: Yusoff, Siti Norfazlina, et al.
Published: (2014)

Determinants of household debt in Malaysia / Nazirah Aina Zaman Huri
by: Zaman Huri, Nazirah Aina
Published: (2020)

Empirical investigation on determinants of loan repayment intention among households in Melaka, Malaysia / Nur Artika Mahat
by: Mahat, Nur Artika
Published: (2019)

Determinants affecting the level of awareness towards bankruptcy risks among youth in private sector at Lorong Dungun, Damansara,Kuala Lumpur / Nabila Syuhada Mohamed Azami
by: Mohamed Azami, Nabila Syuhada
Published: (2014)

A study on debt literacy among workers: a case study in Melaka / A’in Zubaidah Jaafar and Jenny Jasinin
by: Jaafar, A’in Zubaidah, et al.
Published: (2014)

Subprime Turmoil and Credit Crunch: Investigation of the factors behind the financial crisis
by: Hamon, Gregory
Published: (2008)

Factors affecting personal bankruptcy in Malaysia / Amira Izzati Zulkifle
by: Zulkifle, Amira Izzati
Published: (2019)

Students’ attitude toward personal attitude factors, financial knowledge factors and practices of credit card factors: a study in UiTM Kampus Bandaraya Melaka / Muhammad Edham Nasir and Amylia Ayut Santok
by: Nasir, Muhammad Edham, et al.
Published: (2013)