The incentive structure of the originate-to-distribute model of lending, bank credit supply and risk taking behaviour of U.S. commercial banks

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The incentive structure of the originate-to-distribute model of lending, bank credit supply and risk taking behaviour of U.S. commercial banks

The Originate-to-distribute (OTD) model allows banks to sell or securitize loans rather than holding them until maturity. We investigate the incentives for using OTD lending and its impact on credit supply and bank risk taking behavior based on their involvements in the OTD model and bank size. Bank...

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Bibliographic Details
Main Author:	Chen, Conghui
Format:	Thesis (University of Nottingham only)
Language:	English
Published:	2015
Subjects:	Bank loans banks and banking risk management United States
Online Access:	https://eprints.nottingham.ac.uk/30868/

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