Loan loss provisioning practices in Indian Banking System

This paper has examined the India’s banking system, looking specifically at the structure, legislation and regulatory bodies that govern and dictate how the banking system is defined which is continuously exposed to Asian financial crises, Global Financial crises and Eurozone crises. This paper anal...

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Main Author: Gupta, Neena
Format: Dissertation (University of Nottingham only)
Language:English
Published: 2014
Online Access:https://eprints.nottingham.ac.uk/27163/
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author Gupta, Neena
author_facet Gupta, Neena
author_sort Gupta, Neena
building Nottingham Research Data Repository
collection Online Access
description This paper has examined the India’s banking system, looking specifically at the structure, legislation and regulatory bodies that govern and dictate how the banking system is defined which is continuously exposed to Asian financial crises, Global Financial crises and Eurozone crises. This paper analyses the X- Efficiencies and further the loan loss provisioning practices during the period 2006-2012. The main finding include that Indian banks were affected by the crises and X-Efficiencies are not the significant part when it comes to loan loss provisioning. The study finds a significant relationship between net income and Loan Loss Provisions but finds no evidence of pro/countercyclical and capital management.
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format Dissertation (University of Nottingham only)
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institution University of Nottingham Malaysia Campus
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language English
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spelling nottingham-271632017-10-12T12:50:29Z https://eprints.nottingham.ac.uk/27163/ Loan loss provisioning practices in Indian Banking System Gupta, Neena This paper has examined the India’s banking system, looking specifically at the structure, legislation and regulatory bodies that govern and dictate how the banking system is defined which is continuously exposed to Asian financial crises, Global Financial crises and Eurozone crises. This paper analyses the X- Efficiencies and further the loan loss provisioning practices during the period 2006-2012. The main finding include that Indian banks were affected by the crises and X-Efficiencies are not the significant part when it comes to loan loss provisioning. The study finds a significant relationship between net income and Loan Loss Provisions but finds no evidence of pro/countercyclical and capital management. 2014-09-05 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/27163/1/Dissertation_2014%2C_MSc_Banking_and_Finance_%28Neena_Gupta%29.docx Gupta, Neena (2014) Loan loss provisioning practices in Indian Banking System. [Dissertation (University of Nottingham only)] (Unpublished)
spellingShingle Gupta, Neena
Loan loss provisioning practices in Indian Banking System
title Loan loss provisioning practices in Indian Banking System
title_full Loan loss provisioning practices in Indian Banking System
title_fullStr Loan loss provisioning practices in Indian Banking System
title_full_unstemmed Loan loss provisioning practices in Indian Banking System
title_short Loan loss provisioning practices in Indian Banking System
title_sort loan loss provisioning practices in indian banking system
url https://eprints.nottingham.ac.uk/27163/