An examination of the determinants of commercial banks’ profitability before and during the financial crisis: Empirical evidence from Western European countries.
This paper analyses empirically the profitability of 304 commercial banks in Western Europe for the period of 2005-2011. In order to take into account the effects of the recent financial crisis, the sample is divided in pre-crisis period and crisis period. Fixed effect model has been constructed, an...
| Main Author: | |
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| Format: | Dissertation (University of Nottingham only) |
| Language: | English |
| Published: |
2012
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| Online Access: | https://eprints.nottingham.ac.uk/26157/ |
| _version_ | 1848793121676066816 |
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| author | Panayiotou, Eleni |
| author_facet | Panayiotou, Eleni |
| author_sort | Panayiotou, Eleni |
| building | Nottingham Research Data Repository |
| collection | Online Access |
| description | This paper analyses empirically the profitability of 304 commercial banks in Western Europe for the period of 2005-2011. In order to take into account the effects of the recent financial crisis, the sample is divided in pre-crisis period and crisis period. Fixed effect model has been constructed, and the results provide a new perspective of understanding. It can be concluded that banks’ profitability is determined by bank specific- risk factors, industry specific- risk factors and macroeconomic elements. Most of the variables are significant although their impact and relation with profits is not always the same prior to the crisis and during the crisis. |
| first_indexed | 2025-11-14T18:55:16Z |
| format | Dissertation (University of Nottingham only) |
| id | nottingham-26157 |
| institution | University of Nottingham Malaysia Campus |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T18:55:16Z |
| publishDate | 2012 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | nottingham-261572017-10-19T14:19:57Z https://eprints.nottingham.ac.uk/26157/ An examination of the determinants of commercial banks’ profitability before and during the financial crisis: Empirical evidence from Western European countries. Panayiotou, Eleni This paper analyses empirically the profitability of 304 commercial banks in Western Europe for the period of 2005-2011. In order to take into account the effects of the recent financial crisis, the sample is divided in pre-crisis period and crisis period. Fixed effect model has been constructed, and the results provide a new perspective of understanding. It can be concluded that banks’ profitability is determined by bank specific- risk factors, industry specific- risk factors and macroeconomic elements. Most of the variables are significant although their impact and relation with profits is not always the same prior to the crisis and during the crisis. 2012 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/26157/1/Final_Dis%21%21%21.pdf Panayiotou, Eleni (2012) An examination of the determinants of commercial banks’ profitability before and during the financial crisis: Empirical evidence from Western European countries. [Dissertation (University of Nottingham only)] (Unpublished) |
| spellingShingle | Panayiotou, Eleni An examination of the determinants of commercial banks’ profitability before and during the financial crisis: Empirical evidence from Western European countries. |
| title | An examination of the determinants of commercial banks’ profitability before and during the financial crisis: Empirical evidence from Western European countries. |
| title_full | An examination of the determinants of commercial banks’ profitability before and during the financial crisis: Empirical evidence from Western European countries. |
| title_fullStr | An examination of the determinants of commercial banks’ profitability before and during the financial crisis: Empirical evidence from Western European countries. |
| title_full_unstemmed | An examination of the determinants of commercial banks’ profitability before and during the financial crisis: Empirical evidence from Western European countries. |
| title_short | An examination of the determinants of commercial banks’ profitability before and during the financial crisis: Empirical evidence from Western European countries. |
| title_sort | examination of the determinants of commercial banks’ profitability before and during the financial crisis: empirical evidence from western european countries. |
| url | https://eprints.nottingham.ac.uk/26157/ |