Deposit insurance, discipline market, moral hazard and risk in Banking:
A quantitative approach

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Deposit insurance, discipline market, moral hazard and risk in Banking: A quantitative approach

The cross-country evidences from two empirical approaches presented in this paper show that explicit deposit insurance scheme reduces market discipline by decreasing capital ratio and required interest rate, while it increases bank’s risk by increasing loan loss reserve and decreasing liquidity rati...

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Bibliographic Details
Main Author:	Feng, Jialun
Format:	Dissertation (University of Nottingham only)
Language:	English
Published:	2009
Online Access:	https://eprints.nottingham.ac.uk/22838/

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