Diversification Strategy and Comparative Financial Performance in the Chinese Non-life Insurance Industry

This dissertation investigates the impacts of a firm’s diversification strategy and firm-specific factors on the financial performance in the Chinese non-life insurance industry using data from 2003 to 2007. The return on assets and risk-adjusted return on assets are chosen as the proxies of a firm’...

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Main Author: LE, Shengyue
Format: Dissertation (University of Nottingham only)
Language:English
Published: 2009
Subjects:
Online Access:https://eprints.nottingham.ac.uk/22813/
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author LE, Shengyue
author_facet LE, Shengyue
author_sort LE, Shengyue
building Nottingham Research Data Repository
collection Online Access
description This dissertation investigates the impacts of a firm’s diversification strategy and firm-specific factors on the financial performance in the Chinese non-life insurance industry using data from 2003 to 2007. The return on assets and risk-adjusted return on assets are chosen as the proxies of a firm’s financial performance. With the separation of product and geographic diversification, as measured by a modified Herfindahl index of gross written premiums, the results from both the panel data analysis and the cross-sectional data analysis indicate that large firms or firms with a high degree of product diversification outperform the others. In addition, the inconclusive results from the impacts of the group status, ownership structures and other firm-specific factors may suggest a complex relationship between the factors and a firm’s financial performance, which is unique for the characteristics in the Chinese non-life insurance industry.
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spelling nottingham-228132018-02-16T02:38:49Z https://eprints.nottingham.ac.uk/22813/ Diversification Strategy and Comparative Financial Performance in the Chinese Non-life Insurance Industry LE, Shengyue This dissertation investigates the impacts of a firm’s diversification strategy and firm-specific factors on the financial performance in the Chinese non-life insurance industry using data from 2003 to 2007. The return on assets and risk-adjusted return on assets are chosen as the proxies of a firm’s financial performance. With the separation of product and geographic diversification, as measured by a modified Herfindahl index of gross written premiums, the results from both the panel data analysis and the cross-sectional data analysis indicate that large firms or firms with a high degree of product diversification outperform the others. In addition, the inconclusive results from the impacts of the group status, ownership structures and other firm-specific factors may suggest a complex relationship between the factors and a firm’s financial performance, which is unique for the characteristics in the Chinese non-life insurance industry. 2009-09-07 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/22813/1/ShengyueLE_4078648.pdf LE, Shengyue (2009) Diversification Strategy and Comparative Financial Performance in the Chinese Non-life Insurance Industry. [Dissertation (University of Nottingham only)] (Unpublished) Diversification
spellingShingle Diversification
LE, Shengyue
Diversification Strategy and Comparative Financial Performance in the Chinese Non-life Insurance Industry
title Diversification Strategy and Comparative Financial Performance in the Chinese Non-life Insurance Industry
title_full Diversification Strategy and Comparative Financial Performance in the Chinese Non-life Insurance Industry
title_fullStr Diversification Strategy and Comparative Financial Performance in the Chinese Non-life Insurance Industry
title_full_unstemmed Diversification Strategy and Comparative Financial Performance in the Chinese Non-life Insurance Industry
title_short Diversification Strategy and Comparative Financial Performance in the Chinese Non-life Insurance Industry
title_sort diversification strategy and comparative financial performance in the chinese non-life insurance industry
topic Diversification
url https://eprints.nottingham.ac.uk/22813/