"Does a Compensation Culture Exist in the United Kingdom?"

Abstract This dissertation investigates the issue of compensation culture and the evidence for it in the United Kingdom. Insight into the relationship between Tort Law and Insurance finds that the role of insurance is largely misinterpreted in the field. Insurance companies have many mechanisms to...

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Main Author: Harvey, Edward
Format: Dissertation (University of Nottingham only)
Language:English
Published: 2008
Subjects:
Online Access:https://eprints.nottingham.ac.uk/22074/
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author Harvey, Edward
author_facet Harvey, Edward
author_sort Harvey, Edward
building Nottingham Research Data Repository
collection Online Access
description Abstract This dissertation investigates the issue of compensation culture and the evidence for it in the United Kingdom. Insight into the relationship between Tort Law and Insurance finds that the role of insurance is largely misinterpreted in the field. Insurance companies have many mechanisms to control behaviour, ensure personal responsibility is upheld, reduce moral hazard and promote risk management. This paper proposes that claims increases might be more evident in areas of compensation that are not subject to insurance. The research highlights the key differences between the personal injury litigation system in the United Kingdom and across the Atlantic. The dissertation tests the projections made by Lowe et al (2002) over the cost of compensation and analyses robust statistical sources. Our findings do not reflect the compensation growth predicted by Lowe et al and the additional sources do not highlight a situation of escalating claims. On the basis of the evidence this dissertation argues that there is not a compensation culture in the United Kingdom, but equally highlights the implications of perception. Finally the paper concludes with recommendations and suggestions for further work.
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spelling nottingham-220742018-01-24T08:02:19Z https://eprints.nottingham.ac.uk/22074/ "Does a Compensation Culture Exist in the United Kingdom?" Harvey, Edward Abstract This dissertation investigates the issue of compensation culture and the evidence for it in the United Kingdom. Insight into the relationship between Tort Law and Insurance finds that the role of insurance is largely misinterpreted in the field. Insurance companies have many mechanisms to control behaviour, ensure personal responsibility is upheld, reduce moral hazard and promote risk management. This paper proposes that claims increases might be more evident in areas of compensation that are not subject to insurance. The research highlights the key differences between the personal injury litigation system in the United Kingdom and across the Atlantic. The dissertation tests the projections made by Lowe et al (2002) over the cost of compensation and analyses robust statistical sources. Our findings do not reflect the compensation growth predicted by Lowe et al and the additional sources do not highlight a situation of escalating claims. On the basis of the evidence this dissertation argues that there is not a compensation culture in the United Kingdom, but equally highlights the implications of perception. Finally the paper concludes with recommendations and suggestions for further work. 2008 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/22074/1/08MAlixeh4.pdf Harvey, Edward (2008) "Does a Compensation Culture Exist in the United Kingdom?". [Dissertation (University of Nottingham only)] (Unpublished) Compensation Culture
spellingShingle Compensation Culture
Harvey, Edward
"Does a Compensation Culture Exist in the United Kingdom?"
title "Does a Compensation Culture Exist in the United Kingdom?"
title_full "Does a Compensation Culture Exist in the United Kingdom?"
title_fullStr "Does a Compensation Culture Exist in the United Kingdom?"
title_full_unstemmed "Does a Compensation Culture Exist in the United Kingdom?"
title_short "Does a Compensation Culture Exist in the United Kingdom?"
title_sort "does a compensation culture exist in the united kingdom?"
topic Compensation Culture
url https://eprints.nottingham.ac.uk/22074/