Investigation of Asset Securitization in Chinese Commercial Banking Sector and Case Studies between U.S. and China

Abstract This paper provides an investigation of Chinese asset securitization in commercial banking sectors. Asset securitizations as one of the most important methods for capital gather and enhance banking liquidity. From it development in the U.S. ABS market in the 1970's it is now recognised...

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Main Author: Gu, Qi
Format: Dissertation (University of Nottingham only)
Language:English
Published: 2007
Subjects:
Online Access:https://eprints.nottingham.ac.uk/21207/
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author Gu, Qi
author_facet Gu, Qi
author_sort Gu, Qi
building Nottingham Research Data Repository
collection Online Access
description Abstract This paper provides an investigation of Chinese asset securitization in commercial banking sectors. Asset securitizations as one of the most important methods for capital gather and enhance banking liquidity. From it development in the U.S. ABS market in the 1970's it is now recognised by Chinese financial institutions and Chinese commercial banks are state-owned, which play main role in the asset securitization. The different banking system between U.S. and China, reflect on the management of asset securitization with government support and ABS market. U.S. has mature asset securitization market and successful in types of securitization, and leading world development of asset securitization markets. China began with asset securitization in 2005, up to two years pilot projects implement in commercial banks, these push Chinese whole banking sector in asset securitization improvement. However, China is in the beginning step in asset securitization and in the sprout period of ABS market. Especially with the potential of Chinese mortgage loans and credit cards areas and so on. Those types of asset securitization would be the further perspective in Chinese securitization development direction. Thus, for Chinese immature ABS market and government policy with power controls there need be compared with mature developed ABS in U.S. and further improvement of Chinese asset securitization need to fill the gap of banking system and external aspects to catch up with U.S and maintain Chinese banking sectors stability.
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spelling nottingham-212072017-12-25T06:03:05Z https://eprints.nottingham.ac.uk/21207/ Investigation of Asset Securitization in Chinese Commercial Banking Sector and Case Studies between U.S. and China Gu, Qi Abstract This paper provides an investigation of Chinese asset securitization in commercial banking sectors. Asset securitizations as one of the most important methods for capital gather and enhance banking liquidity. From it development in the U.S. ABS market in the 1970's it is now recognised by Chinese financial institutions and Chinese commercial banks are state-owned, which play main role in the asset securitization. The different banking system between U.S. and China, reflect on the management of asset securitization with government support and ABS market. U.S. has mature asset securitization market and successful in types of securitization, and leading world development of asset securitization markets. China began with asset securitization in 2005, up to two years pilot projects implement in commercial banks, these push Chinese whole banking sector in asset securitization improvement. However, China is in the beginning step in asset securitization and in the sprout period of ABS market. Especially with the potential of Chinese mortgage loans and credit cards areas and so on. Those types of asset securitization would be the further perspective in Chinese securitization development direction. Thus, for Chinese immature ABS market and government policy with power controls there need be compared with mature developed ABS in U.S. and further improvement of Chinese asset securitization need to fill the gap of banking system and external aspects to catch up with U.S and maintain Chinese banking sectors stability. 2007 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/21207/1/07MAlixqg.pdf Gu, Qi (2007) Investigation of Asset Securitization in Chinese Commercial Banking Sector and Case Studies between U.S. and China. [Dissertation (University of Nottingham only)] (Unpublished) asset securitization Chinese commercial bank sector
spellingShingle asset securitization
Chinese commercial bank sector
Gu, Qi
Investigation of Asset Securitization in Chinese Commercial Banking Sector and Case Studies between U.S. and China
title Investigation of Asset Securitization in Chinese Commercial Banking Sector and Case Studies between U.S. and China
title_full Investigation of Asset Securitization in Chinese Commercial Banking Sector and Case Studies between U.S. and China
title_fullStr Investigation of Asset Securitization in Chinese Commercial Banking Sector and Case Studies between U.S. and China
title_full_unstemmed Investigation of Asset Securitization in Chinese Commercial Banking Sector and Case Studies between U.S. and China
title_short Investigation of Asset Securitization in Chinese Commercial Banking Sector and Case Studies between U.S. and China
title_sort investigation of asset securitization in chinese commercial banking sector and case studies between u.s. and china
topic asset securitization
Chinese commercial bank sector
url https://eprints.nottingham.ac.uk/21207/