Islamic Banking: Pre-requisites & Requirements to Establish Islamic Division within BankMuscat SAOG

Islamic banking is a new industry that has been expanding globally. Currently, there exist more than sixty banks and financial institutions that offer Shariah complaint products. A few among them are being operated under the Islamic rules and regulations. However, most of them practise in a dual sys...

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Main Author: Al-Ajmi, Wafa
Format: Dissertation (University of Nottingham only)
Language:English
Published: 2007
Subjects:
Online Access:https://eprints.nottingham.ac.uk/20994/
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author Al-Ajmi, Wafa
author_facet Al-Ajmi, Wafa
author_sort Al-Ajmi, Wafa
building Nottingham Research Data Repository
collection Online Access
description Islamic banking is a new industry that has been expanding globally. Currently, there exist more than sixty banks and financial institutions that offer Shariah complaint products. A few among them are being operated under the Islamic rules and regulations. However, most of them practise in a dual system. Since Islamic finance is closely related to religion, it is different from conventional banking in many aspects. The main difference is that Islamic banks do not pay or receive interest. To satisfy the Islamic principles, Banks and financial institutions have developed new instruments satisfying the Shariah requirements and regulations. Through this study we find that the products offered by Islamic Banks are not the best solutions that capture the principles of the Shariah rules. Further, to reach the ideal financing solutions, banks need to move away from the mark-up products to equitybased solutions. With regard to the situation in Oman, political control restricts banks from offering interest-free products. Nevertheless, banks are trying to find ways to overcome this restriction.
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spelling nottingham-209942022-03-21T16:03:52Z https://eprints.nottingham.ac.uk/20994/ Islamic Banking: Pre-requisites & Requirements to Establish Islamic Division within BankMuscat SAOG Al-Ajmi, Wafa Islamic banking is a new industry that has been expanding globally. Currently, there exist more than sixty banks and financial institutions that offer Shariah complaint products. A few among them are being operated under the Islamic rules and regulations. However, most of them practise in a dual system. Since Islamic finance is closely related to religion, it is different from conventional banking in many aspects. The main difference is that Islamic banks do not pay or receive interest. To satisfy the Islamic principles, Banks and financial institutions have developed new instruments satisfying the Shariah requirements and regulations. Through this study we find that the products offered by Islamic Banks are not the best solutions that capture the principles of the Shariah rules. Further, to reach the ideal financing solutions, banks need to move away from the mark-up products to equitybased solutions. With regard to the situation in Oman, political control restricts banks from offering interest-free products. Nevertheless, banks are trying to find ways to overcome this restriction. 2007 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/20994/1/07MBA_Wafa_Al-Ajmi.pdf Al-Ajmi, Wafa (2007) Islamic Banking: Pre-requisites & Requirements to Establish Islamic Division within BankMuscat SAOG. [Dissertation (University of Nottingham only)] (Unpublished) Islamic Banking The differences between Islamic and Conventional banks
spellingShingle Islamic Banking
The differences between Islamic and Conventional banks
Al-Ajmi, Wafa
Islamic Banking: Pre-requisites & Requirements to Establish Islamic Division within BankMuscat SAOG
title Islamic Banking: Pre-requisites & Requirements to Establish Islamic Division within BankMuscat SAOG
title_full Islamic Banking: Pre-requisites & Requirements to Establish Islamic Division within BankMuscat SAOG
title_fullStr Islamic Banking: Pre-requisites & Requirements to Establish Islamic Division within BankMuscat SAOG
title_full_unstemmed Islamic Banking: Pre-requisites & Requirements to Establish Islamic Division within BankMuscat SAOG
title_short Islamic Banking: Pre-requisites & Requirements to Establish Islamic Division within BankMuscat SAOG
title_sort islamic banking: pre-requisites & requirements to establish islamic division within bankmuscat saog
topic Islamic Banking
The differences between Islamic and Conventional banks
url https://eprints.nottingham.ac.uk/20994/