An investigation on substitutability between banksaving and insurance in Chinese context
The dissertation investigates the feasibility of diversifying saving through the insurance market. Cross section data has been collected through a randomly distributed questionnaire. Three hypotheses were tested to identify the substitutability between saving and insurance products. Diverse findings...
| Main Author: | |
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| Format: | Dissertation (University of Nottingham only) |
| Language: | English |
| Published: |
2006
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| Online Access: | https://eprints.nottingham.ac.uk/20743/ |
| _version_ | 1848792126772477952 |
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| author | Zhang, Zihan |
| author_facet | Zhang, Zihan |
| author_sort | Zhang, Zihan |
| building | Nottingham Research Data Repository |
| collection | Online Access |
| description | The dissertation investigates the feasibility of diversifying saving through the insurance market. Cross section data has been collected through a randomly distributed questionnaire. Three hypotheses were tested to identify the substitutability between saving and insurance products. Diverse findings are presented. Only commercial old-age insurance reduced saving rate significantly, precautionary saving has not been substituted by health insurance and property insurance, while the substitute effect between retirement expenditure and old-age insurance is more evident. |
| first_indexed | 2025-11-14T18:39:27Z |
| format | Dissertation (University of Nottingham only) |
| id | nottingham-20743 |
| institution | University of Nottingham Malaysia Campus |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T18:39:27Z |
| publishDate | 2006 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | nottingham-207432018-03-22T15:17:12Z https://eprints.nottingham.ac.uk/20743/ An investigation on substitutability between banksaving and insurance in Chinese context Zhang, Zihan The dissertation investigates the feasibility of diversifying saving through the insurance market. Cross section data has been collected through a randomly distributed questionnaire. Three hypotheses were tested to identify the substitutability between saving and insurance products. Diverse findings are presented. Only commercial old-age insurance reduced saving rate significantly, precautionary saving has not been substituted by health insurance and property insurance, while the substitute effect between retirement expenditure and old-age insurance is more evident. 2006 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/20743/1/06MAlixzz10.pdf Zhang, Zihan (2006) An investigation on substitutability between banksaving and insurance in Chinese context. [Dissertation (University of Nottingham only)] (Unpublished) household saving insurance substitutability |
| spellingShingle | household saving insurance substitutability Zhang, Zihan An investigation on substitutability between banksaving and insurance in Chinese context |
| title | An investigation on substitutability between banksaving and insurance in Chinese context |
| title_full | An investigation on substitutability between banksaving and insurance in Chinese context |
| title_fullStr | An investigation on substitutability between banksaving and insurance in Chinese context |
| title_full_unstemmed | An investigation on substitutability between banksaving and insurance in Chinese context |
| title_short | An investigation on substitutability between banksaving and insurance in Chinese context |
| title_sort | investigation on substitutability between banksaving and insurance in chinese context |
| topic | household saving insurance substitutability |
| url | https://eprints.nottingham.ac.uk/20743/ |