An investigation on substitutability between banksaving and insurance in Chinese context

The dissertation investigates the feasibility of diversifying saving through the insurance market. Cross section data has been collected through a randomly distributed questionnaire. Three hypotheses were tested to identify the substitutability between saving and insurance products. Diverse findings...

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Bibliographic Details
Main Author: Zhang, Zihan
Format: Dissertation (University of Nottingham only)
Language:English
Published: 2006
Subjects:
Online Access:https://eprints.nottingham.ac.uk/20743/
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author Zhang, Zihan
author_facet Zhang, Zihan
author_sort Zhang, Zihan
building Nottingham Research Data Repository
collection Online Access
description The dissertation investigates the feasibility of diversifying saving through the insurance market. Cross section data has been collected through a randomly distributed questionnaire. Three hypotheses were tested to identify the substitutability between saving and insurance products. Diverse findings are presented. Only commercial old-age insurance reduced saving rate significantly, precautionary saving has not been substituted by health insurance and property insurance, while the substitute effect between retirement expenditure and old-age insurance is more evident.
first_indexed 2025-11-14T18:39:27Z
format Dissertation (University of Nottingham only)
id nottingham-20743
institution University of Nottingham Malaysia Campus
institution_category Local University
language English
last_indexed 2025-11-14T18:39:27Z
publishDate 2006
recordtype eprints
repository_type Digital Repository
spelling nottingham-207432018-03-22T15:17:12Z https://eprints.nottingham.ac.uk/20743/ An investigation on substitutability between banksaving and insurance in Chinese context Zhang, Zihan The dissertation investigates the feasibility of diversifying saving through the insurance market. Cross section data has been collected through a randomly distributed questionnaire. Three hypotheses were tested to identify the substitutability between saving and insurance products. Diverse findings are presented. Only commercial old-age insurance reduced saving rate significantly, precautionary saving has not been substituted by health insurance and property insurance, while the substitute effect between retirement expenditure and old-age insurance is more evident. 2006 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/20743/1/06MAlixzz10.pdf Zhang, Zihan (2006) An investigation on substitutability between banksaving and insurance in Chinese context. [Dissertation (University of Nottingham only)] (Unpublished) household saving insurance substitutability
spellingShingle household saving
insurance
substitutability
Zhang, Zihan
An investigation on substitutability between banksaving and insurance in Chinese context
title An investigation on substitutability between banksaving and insurance in Chinese context
title_full An investigation on substitutability between banksaving and insurance in Chinese context
title_fullStr An investigation on substitutability between banksaving and insurance in Chinese context
title_full_unstemmed An investigation on substitutability between banksaving and insurance in Chinese context
title_short An investigation on substitutability between banksaving and insurance in Chinese context
title_sort investigation on substitutability between banksaving and insurance in chinese context
topic household saving
insurance
substitutability
url https://eprints.nottingham.ac.uk/20743/